137 E Emerson St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 137 E Emerson St, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,594 sqft · built 1890
Lot Size	0.26 acres (11,308 sqft)
Owner	2 Company Names on Record
Last Sale	$780,000 (Dec 2015)
Tax Bill	$14,131 (2026)
Deeds & Mortgages	Aug 2026 Transfer Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:0E8 P:0000052`

Property Details

APN / Parcel Number

Primary APN	`MELR M:0E8 P:0000052`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,594 sqft Living Area
Gross Area	4,507 sqft
Basement Area	1,046 sqft
Unfinished Basement	1,046 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,308 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	137 E EMERSON ST
City	MELROSE
State	MA
Zip	02176-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	2
Census Block	2013
Census Tract	336202

Owner

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	137 E EMERSON ST, MELROSE, MA 02176-3507
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Quit Claim Deed, Transfer Quitclaim
Dec 13, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Jul 21, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Oct 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2015 · Amount on Record
Deed Sale	Dec 18, 2015 · Amount on Record
Deed Document Number	2015215141
Deed Book / Page	66551 / 175
Last Transfer Date	Jul 31, 2026
Transfer Doc	0000097541
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Aug 3, 2026
Property Address	137 E EMERSON ST, MELROSE, MA 02176-3507
Document Number	0000097541
Book / Page	85971 / 403
Instrument Date	Jul 31, 2026
Instrument	202697541
Transaction Type	Transfer
Record Updated	Aug 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 E EMERSON ST, MELROSE, MA 02176-3507

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	137 E EMERSON ST, MELROSE, MA 02176-3507
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079337-392
Date	Dec 13, 2021
Book Page	79337/392
Instrument	268588

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	137 E EMERSON ST, MELROSE, MA 02176-3507
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078292-548
Date	Jul 21, 2021
Book Page	78292/548
Instrument	164009

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	137 E EMERSON ST, MELROSE, MA 02176-3507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75827-178
Date	Oct 7, 2020
Book Page	75827/178
Instrument	181188

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,131.00 (+12,295.61%)	$1,232,000 (+6.95%) Land $534,500 Building $697,500	$1,344,199 (+9.17%)
2025	$114.00 (-98.99%)	$1,151,900 (+1.31%) Land $476,700 Building $675,200	$1,231,295
2024	$11,290.00 (+11.31%)	$1,137,000 (+16.81%) Land $476,700 Building $660,300
2023	$10,143.00	$973,400 Land $433,400 Building $540,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	476 / 106
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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