137 E 3rd St, Gaffney, SC 29340 Property Records

Cherokee County property record for 137 E 3rd St, Gaffney, SC 29340 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1950
Square Footage	944 sqft Living Area
Lot Size	17,860 sqft (0.41 acres)
Occupancy	Owner Occupied
Last Sale	$36,900 (2001)
Tax Bill	$211.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`017374-23-3`
Alternative APNs	`0990500081000 60910189` `099-05-00-081.000` `017336223`

Interior

Building Area	944 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Lot Area	17,860 sqft (0.41 acres)

Location & Zoning

Street Address	137 E 3RD ST
City	GAFFNEY
State	SC
Zip	29340-2568
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	137 E 3RD ST SMITH $15000/DENETRIA GETS 4% ON PLEASANT MEADOWS ADDED DECK & SQ FOOTAGE
Jurisdiction	CHEROKEE SC
Minor Civil Division	GAFFNEY
Census Blockgroup	2
Census Block	2020
Census Tract	970302

Owner

Source: Cherokee County records · APN 017374-23-3

Assessment roll updated November 20, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	137 E 3RD ST, GAFFNEY, SC 29340-2568
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 09, 2001 · Amount on Record
Deed Sale	Mar 09, 2001 · Amount on Record
Deed Book / Page	94 / 311
Record Refreshed	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Oct 21, 2025
Property Address	137 E 3RD ST, GAFFNEY, SC 29340-2568
Document Number	0001901857
Book / Page	190 / 1857
Map Reference	MB 22 PG 50
Instrument Date	Oct 17, 2025
Instrument	2025-5697
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 E 3RD ST, GAFFNEY, SC 29340-2568

Mortgage

Document Number	0020255857
Date	Oct 21, 2025
Instrument	2025-5857

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated November 20, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$211.00 (-73.02%) Homeowner's exemption	$1,600 (-33.61%) Land $400 Building $1,200	$40,100 (-) Land $10,000 Building $30,100
2023	$782.00	$2,410 Land $600 Building $1,810	$40,100 Land $10,000 Building $30,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (45021C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Low above 32% of the US · above 6% of South Carolina
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.