St. Clair County property record for 137 Druid, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,116 sqft · built 1920 |
| Lot Size | 0.506 acres (22,041 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Nov 2025) |
| Tax Bill | $4,722 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Apr 2021 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-901-0109-000 |
| Primary APN | 74-14-901-0109-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 1,116 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 22,041 sqft (0.506 acres) |
| Lot Dimensions | 197 ft deep x 155 ft wide |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 137 DRUID |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOTS 222 & 424 RUSSELL ISLAND |
| Legal Subdivision | RUSSELL ISLAND SUBDIVISOIN |
| Legal Lot Number | 222,424 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 648000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 137 DRUID, ALGONAC, MI 48001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Nov 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Apr 23, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2025 · Amount on Record |
| Deed Sale | Nov 17, 2025 · Amount on Record |
| Prior Sale | Aug 24, 2005 · Amount on Record |
| Deed Document Number | 202522050 |
| Deed Book / Page | 5872 / 40 |
| Prior Transfer Date | Feb 23, 2021 |
| Prior Transfer Doc | 0053560924 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 17, 2025 |
| Property Address | 137 DRUID, RUSSELL ISLAND, MI 48001-5006 |
| Document Number | 0000587240 |
| Book / Page | 5872 / 40 |
| Map Reference | LB 23 PG 6 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 2025022050 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 137 DRUID, RUSSELL ISLAND, MI 48001-5006 |
| Name | Verified Name |
|---|---|
| Address | 137 DRUID, RUSSELL ISLAND, MI 48001-5006 |
| Document Number | 2025022051 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 2025022051 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 23, 2021 |
| Property Address | 137 DRUID, RUSSELL ISLAND, MI 48001-5006 |
| Document Number | 0005356924 |
| Book / Page | 5356 / 924 |
| Map Reference | LB 23 PG 6 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 2021012783 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2512 GOLF CREST DR, ROCHESTER HILLS, MI 48309-4062 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,800 (+5.06%) | $257,600 (+5.06%) | |
| 2025 | $4,722.00 (+2.56%) | $122,600 (+28.51%) | |
| 2024 | $4,604.00 (+10.67%) | $245,200 (+28.51%) | |
| 2023 | $95,400 | ||
| 2022 | $4,160.00 | $190,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 65 policies |
| Nearby Flood Policies | 65 in force |
| Nearby Flood Claims | 41 (1982–2024) |
| Claims Outside the SFHA | 16 of 41 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
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