137 Dover Ln, Freeport, FL 32439 Property Records

Walton County property record for 137 Dover Ln, Freeport, FL 32439 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,301 sqft · built 2024
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$73,000 (Sep 2022)
Tax Bill	$3,291 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-1S-19-23040-00C-0360`

Property Details

APN / Parcel Number

Primary APN	`28-1S-19-23040-00C-0360`
Alternative APNs	`28-119-23040-00C-0360` `1058395`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,301 sqft Living Area
Gross Area	3,540 sqft
1st Floor Area	2,301 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Garage Area	560 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	137 DOVER LN
City	FREEPORT
State	FL
Zip	32439-3601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT C-36 LAGRANGE SHORES OR 3120-1983 OR 3266-1018
Legal Range	019
Legal Township	01S
Legal Section	28
Legal Subdivision	LAGRANGE SHORES S/D
Legal Block	C03
Legal Lot Number	C-36
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2141
Census Tract	950502

Owner

Source: Walton County records · APN 28-1S-19-23040-00C-0360

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	57 CYPRESS ST, FREEPORT, FL 32439-2117
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 30, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLES NATIONAL BANK
Apr 04, 2025	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 09, 2022	Warranty Deed, Transfer FIRST NATIONAL LAND TITLE COMPANY INC, FIRST NATL LAND TTL CO INC
Oct 07, 2019	Warranty Deed, Transfer BURKE LAW AND TITLE LLC, BURKE LAW & TITLE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 09, 2022 · Amount on Record
Deed Sale	Sep 09, 2022 · Amount on Record
Prior Sale	Oct 07, 2019 · Amount on Record
Deed Document Number	202240695
Deed Book / Page	3266 / 1018
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	137 DOVER LN, FREEPORT, FL 32439-3601
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 DOVER LN, FREEPORT, FL 32439-3601

Mortgage

Document Number	0033923269
Date	Mar 31, 2026
Book Page	3392/3269
Instrument	20260012258

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2041

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	137 DOVER LN, FREEPORT, FL 32439-3601
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 CYPRESS ST, FREEPORT, FL 32439-2117

Mortgage

Document Number	0033091343
Date	Nov 30, 2023
Book Page	3309/1343
Instrument	20230042979

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank
Address	NICEVILLE, FL 32578

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 29, 2024

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	137 DOVER LN, FREEPORT, FL 32439-3601
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 DOVER LN, FREEPORT, FL 32439-3601

Mortgage

Document Number	0033542990
Date	Apr 04, 2025
Book Page	3354/2990
Instrument	20250011481

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2055

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 09, 2022
Property Address	137 DOVER LN, FREEPORT, FL 32439-3601
Document Number	0032661018
Book / Page	3266 / 1018
Map Reference	MB 7 PG 8&8A
Instrument Date	Aug 26, 2022
Instrument	20220040695
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	FIRST NATIONAL LAND TITLE COMPANY INC, FIRST NATL LAND TTL CO INC

Transaction

Amount	Amount Recorded
Tax	$511.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	155 WENDY ACRES AVE, LONGVIEW, TX 75602-7701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 CYPRESS ST, FREEPORT, FL 32439-2117

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 07, 2019
Property Address	DOVER LN, FREEPORT, FL 32439
Document Number	0031201983
Book / Page	003120 / 001983
Instrument Date	Oct 02, 2019
Instrument	34939
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	BURKE LAW AND TITLE LLC, BURKE LAW & TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$329.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	155 WENDY ACRES AVE LONGVIEW TX 756027701, LONGVIEW, TX 75602-7701

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,291.00 (+540.27%)	$427,730 (+593.8%) Land $67,500 Building $360,230	$427,730 (+593.8%) Land $67,500 Building $360,230
2024	$514.00 (+0.39%)
2023	$512.00 (+51.03%)	$61,650 (+29.44%) Land $61,650	$61,650 (+29.44%) Land $61,650
2022	$339.00	$47,628 Land $47,628	$47,628 Land $47,628

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 296 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020, other causes, Hurricane Sally
Claims By Storm	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 26% of Florida
Wildfire Likelihood	About 1 in 893 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 169 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Wildstar Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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