Santa Cruz County property record for 137 Cortez St, Capitola, CA 95010
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,204 sqft · built 1967 |
| Lot Size | 0.149 acres (6,490 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,098 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Aug 2023 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-226-11 |
| Primary APN | 036-226-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 2,204 sqft Living Area |
| Gross Area | 2,645 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,490 sqft (0.149 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 788 sqft |
| Patio Area | 788 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 137 CORTEZ ST |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-2311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 471 |
| Legal Subdivision | CLIFFWOOD HEIGHTS 02 TR 471 |
| Legal Tract | 471 |
| Legal Lot Number | 87 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 121801 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 137 CORTEZ ST, CAPITOLA, CA 95010-2311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2023 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage BAY FCU |
| Aug 21, 2023 | Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Aug 24, 2020 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Aug 20, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage BAY FCU |
| Aug 21, 2019 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Aug 20, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage BAY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 14, 2023 |
| Transfer Doc | 0000015634 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 21, 2023 |
| Property Address | 137 CORTEZ ST, CAPITOLA, CA 95010-2311 |
| Document Number | 0000015634 |
| Map Reference | VOL 45 PG 12 |
| Instrument Date | Aug 15, 2023 |
| Instrument | 2023-0015634 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 137 CORTEZ ST, CAPITOLA, CA 95010-2311 |
| Document Number | 0000015635 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 2023-0015635 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2038 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 21, 2023 |
| Property Address | 137 CORTEZ ST, CAPITOLA, CA 95010-2311 |
| Document Number | 0000015692 |
| Map Reference | VOL 45 PG 12 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 2023-0015692 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 137 CORTEZ ST, CAPITOLA, CA 95010-2311 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 24, 2020 |
| Property Address | 137 CORTEZ ST, CAPITOLA, CA 95010-2311 |
| Document Number | 0000032305 |
| Instrument Date | Aug 12, 2020 |
| Instrument | 32305 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 137 CORTEZ ST CAPITOLA CA 950102311, CAPITOLA, CA 95010-2311 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 20, 2020 |
| Property Address | 137 CORTEZ ST, CAPITOLA, CA 95010-2311 |
| Document Number | 0000032021 |
| Map Reference | VOL 45 PG 12 |
| Instrument Date | Aug 12, 2020 |
| Instrument | 2020-0032021 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 137 CORTEZ ST, CAPITOLA, CA 95010-2311 |
| Document Number | 0000032022 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 2020-0032022 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 21, 2019 |
| Property Address | 137 CORTEZ ST, CAPITOLA, CA 95010-2311 |
| Document Number | 0000024116 |
| Instrument Date | Aug 14, 2019 |
| Instrument | 24116 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 137 CORTEZ ST CAPITOLA CA 950102311, CAPITOLA, CA 95010-2311 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 20, 2019 |
| Property Address | 137 CORTEZ ST, CAPITOLA, CA 95010-2311 |
| Document Number | 0000024014 |
| Map Reference | VOL 45 PG 12 |
| Instrument Date | Apr 14, 2019 |
| Instrument | 2019-0024014 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 137 CORTEZ ST, CAPITOLA, CA 95010-2311 |
| Document Number | 0000024015 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 2019-0024015 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2034 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $606,932 (+2%) Land $288,602 Building $318,330 | ||
| 2025 | $8,098.00 (+10.54%) Homeowner's exemption | $595,031 (+4.04%) Land $282,943 Building $312,088 | |
| 2023 | $7,326.00 (+1.43%) Homeowner's exemption | $571,925 Land $271,956 Building $299,969 | $1,408,050 |
| 2022 | $7,223.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile, Verizon, Xfinity.
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