137 Concord St, Ashland, MA 01721 Property Records

Middlesex County and Ashland Town property record for 137 Concord St, Ashland, MA 01721

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,248 sqft · built 1989
Lot Size	0.806 acres (35,147 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Oct 2021)
Tax Bill	$5,259 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Dec 2020 Refinance + 1 more
Flood Zone	Zone X (moderate risk)
APN	`M:014/014.0-0282-0100.2`

Property Details

APN / Parcel Number

Primary APN	`M:014/014.0-0282-0100.2`
Alternative APN	`ASHL M:014.0 B:0282 L:0100.2`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	1,824 sqft
1st Floor Area	1,248 sqft
Basement Area	576 sqft
Unfinished Basement	376 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Lot Area	35,147 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	137 CONCORD ST
City	ASHLAND
State	MA
Zip	01721-1645
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	CONCORD GLEN CONDO
Legal Block	282
Legal Lot Number	100.2
Jurisdiction	ASHLAND MA
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1019
Census Tract	385102

Owner

Source: Middlesex County and Ashland Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	137 CONCORD ST, ASHLAND, MA 01721-1645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Condominium Deed, Transfer · Stand-Alone First Mortgage HOME POINT FINANCIAL CORPORATION
Dec 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	Jul 15, 2011 · Amount on Record
Deed Document Number	2021237492
Deed Book / Page	79028 / 21
Record Updated	Sep 20, 2026

October 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	ASHLAND MA
Recording Date	Oct 29, 2021
Property Address	137 CONCORD ST, ASHLAND, MA 01721-1645
Document Number	79028-21
Book / Page	79028 / 21
Instrument Date	Oct 29, 2021
Instrument	237492
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135-137 CONCORD ST # 137, 137, ASHLAND, MA 01721

Mortgage

Document Number	237493
Date	Oct 29, 2021
Instrument	237493

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	137 CONCORD ST, ASHLAND, MA 01721-1645
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76565-226
Date	Dec 29, 2020
Book Page	76565/226
Instrument	250961

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	137 CONCORD ST, ASHLAND, MA 01721-1645
Document Number	71433-1
Instrument Date	Aug 2, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 CONCORD ST #137 ASHLAND MA 017211645, 137, ASHLAND, MA 01721-1645

Mortgage

Document Number	71433-1
Date	Aug 6, 2018
Book Page	071433/000001
Instrument	119192

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 5, 2033

Tax Assessment & Valuation

Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashland Town
Unified School District	Ashland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,259.00 (+2%)	$411,800 (+5.75%) Building $411,800	$506,255 (+11.65%)
2024	$5,156.00 (+7.6%)	$389,400 (+11.9%) Building $389,400	$453,435
2023	$4,792.00	$348,000 Building $348,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 units insured incl. 2 condo units
Nearby Flood Claims	2 (2001–2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER AND SEWER DEPT. serves 18,832 people · EPA ID MA3014000
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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