137 Columbus Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 137 Columbus Dr, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,586 sqft · built 1982
Lot Size	0.426 acres (18,600 sqft)
Owner	2 Owner Names on File
Last Sale	$820,000 (Jun 2002)
Tax Bill	$8,245 (2024)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00396840-000000`

Property Details

APN / Parcel Number

Primary APN	`00396840-000000`
Alternative APN	`1489352`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,586 sqft Living Area
1st Floor Area	1,787 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2015
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pile
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	18,600 sqft (0.426 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	2,594 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1489352
Street Address	137 COLUMBUS DR
City	ISLAMORADA
State	FL
Zip	33036-3917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 4 LT 11 MATECUMBE OCEAN VIEW PB4-102 LOWER MATCMBE KEY OR531-159 OR808-2364 OR842-2160 OR861-792C OR967-571/72
Legal Range	36E
Legal Township	64S
Legal Section	15
Legal Subdivision	MATECUMBE OCEAN VIEW
Legal Block	4
Legal Lot Number	11
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1019
Census Tract	970900

Owner

The current owner of 137 Columbus Dr bought it in June 2002.

Source: Monroe County records, as of December 5, 2025

Owner of Record	2 Owner Names on File
Mailing Address	137 COLUMBUS DR, ISLAMORADA, FL 33036-3917
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2002 · Amount on File
Deed Sale	Jun 20, 2002 · Amount on File
Prior Sale	Apr 25, 2000 · Amount on File
Deed Document Number	0179400238
Deed Book / Page	01794 / 00238
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	137 COLUMBUS DR, ISLAMORADA, FL 33036-3917
Document Number	0028802202
Book / Page	002880 / 002202
Instrument Date	Nov 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	91551 OVERSEAS HWY TAVERNIER FL 330702507, TAVERNIER, FL 33070-2507

Mortgage

Document Number	0028802202
Date	Nov 29, 2017
Book Page	002880/002202
Instrument	2145299

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$879,625	$2,550,880 Land $1,667,862 Building $883,018
2024	$8,245.00 (+0.71%)
2023	$8,187.00 (+1.85%) Homeowner's exemption	$829,937 (+3%)	$2,599,045 (+37.96%) Land $1,772,813 Building $826,232
2022	$8,038.00 Homeowner's exemption	$805,765	$1,883,913 Land $1,208,349 Building $675,564

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 137 Columbus Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 493 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	650 units insured incl. 157 condo units
Nearby Flood Claims	553 (1981–2020)
Claims Outside the SFHA	2 of 553
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 250 claims Hurricane Wilma, Oct 2005 · 78 claims Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 Columbus Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20