137 Cobbler Ln, Gilbert, SC 29054 Property Records

Lexington County property record for 137 Cobbler Ln, Gilbert, SC 29054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,704 sqft · built 2002
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$227,500 (Mar 2021)
Tax Bill	$6,724 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005100-04-130`

Property Details

APN / Parcel Number

Primary APN	`005100-04-130`
Alternative APN	`0510004130`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,704 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	24,829 sqft (0.57 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	137 COBBLER LN
City	GILBERT
State	SC
Zip	29054-8592
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	ADDY CROSSING SD PH IV LOT 34
Legal Subdivision	ADDY CROSSING SUBDIVISION
Legal Phase	IV
Legal Lot Number	34
Jurisdiction	LEXINGTON SC
Township / Civil Division	GILBERT
Census Block Group	1
Census Block	1019
Census Tract	21306

Owner

Source: Lexington County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	137 COBBLER LN, GILBERT, SC 29054-8592
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage SAFE FCU
Mar 23, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2021 · Amount on Record
Deed Sale	Mar 23, 2021 · Amount on Record
Prior Sale	Nov 2, 2011 · Amount on Record
Deed Document Number	202115255
Deed Book / Page	20930 / 350
Prior Transfer Date	Mar 15, 2021
Prior Transfer Doc	2093000350
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Recording Date	Sep 21, 2026
Property Address	137 COBBLER LN, GILBERT, SC 29054-8592
Document Number	0000039247
Book / Page	21244 / 3921
Instrument Date	Sep 14, 2026
Instrument	202639247
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 COBBLER LN, GILBERT, SC 29054-8592

Mortgage

Document Number	0000039247,
Date	Sep 21, 2026
Book Page	21244/3921
Instrument	202639247

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	137 COBBLER LN, GILBERT, SC 29054-8592
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2089703446
Date	Oct 5, 2020
Book Page	20897/3446
Instrument	2020045400

Lender

Name	SAFE FCU
Type	Credit Union
Address	SUMTER, SC 29150

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	Mar 23, 2021
Property Address	137 COBBLER LN, GILBERT, SC 29054-8592
Document Number	2093000350
Book / Page	20930 / 350
Map Reference	SL 524 PL 10
Instrument Date	Mar 15, 2021
Instrument	2021015255
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Tax	$841.75
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 COBBLER LN, GILBERT, SC 29054-8592

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,724.00 (-0.65%)	$13,650 (-) Land $2,100 Building $11,550
2024	$6,768.00 (+420.22%)	$13,650 (+5%) Land $2,100 Building $11,550	$227,500 (-) Land $35,000 Building $192,500
2023	$1,301.00	$9,100 Land $1,400 Building $7,700	$227,500 Land $35,000 Building $192,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERT-SUMMIT WD (3220001) serves 10,400 people · EPA ID SC3220001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CarolinaConnect Cooperative.

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