137 Cherry Hill Ct, Lake Ozark, MO 65049 Property Records

Miller County property record for 137 Cherry Hill Ct, Lake Ozark, MO 65049

Property Summary

Property Type	Single Family Home
Details	2,383 sqft · built 2009
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,197 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan Mar 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10846`

Property Details

APN / Parcel Number

Primary APN	`10846`
Alternative APN	`125021003007011000`

Interior

Stories	1 Story
Building Area	2,383 sqft Living Area
Gross Area	1,906 sqft
1st Floor Area	1,906 sqft
Attic	Attic
Attic Area	477 sqft
Basement Area	1,906 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame
Lot Area	26,136 sqft (0.6 acres)

Location & Zoning

Account Number	10846
Street Address	137 CHERRY HILL CT
City	LAKE OZARK
State	MO
Zip	65049-5798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 136R OAKMONT VILLAGE
Legal Range	15W
Legal Township	40N
Legal Section	21
Legal Subdivision	OAKMONT VILLAGE
Legal Lot Number	136R
Jurisdiction	MILLER MO
Township / Civil Division	GLAZE
Census Block Group	1
Census Block	1139
Census Tract	962802

Owner

Source: Miller County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	137 CHERRY HILL CT, LAKE OZARK, MO 65049-5798
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Construction Mortgage CENTRAL TRUST BANK
Mar 10, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Dec 23, 2025	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Oct 31, 2025	Deed of Trust, Mortgage · Line of Credit MAIN BANK
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Sep 19, 2018	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2018
Deed Sale	Sep 19, 2018
Deed Document Number	20183969
Deed Book / Page	2018 / 3969
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER MO
Recording Date	Aug 6, 2026
Property Address	137 CHERRY HILL CT, LAKE OZARK, MO 65049-5798
Document Number	0000003445
Book / Page	2026 / 3445
Instrument Date	Aug 5, 2026
Instrument	20263445
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 CHERRY HILL CT, LAKE OZARK, MO 65049-5798

Mortgage

Document Number	0000003445,
Date	Aug 6, 2026
Book Page	2026/3445
Instrument	20263445

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 4, 2027

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER MO
Property Address	137 CHERRY HILL CT, LAKE OZARK, MO 65049-5798
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 CHERRY HILL CT, VILLAGE OF FOUR SEASONS, MO 65049-5798

Mortgage

Document Number	002026/977
Date	Mar 10, 2026
Book Page	2026/977
Instrument	202600977

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	LAKE OZARK, MO 65049

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 6, 2031

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER MO
Property Address	137 CHERRY HILL CT, LAKE OZARK, MO 65049-5798
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 CHERRY HILL CT, LAKE OZARK, MO 65049-5798

Mortgage

Document Number	02025/5272
Date	Dec 23, 2025
Book Page	2025/5272
Instrument	202505272

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	LAKE OZARK, MO 65049

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER MO
Property Address	137 CHERRY HILL CT, LAKE OZARK, MO 65049-5798
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 CHERRY HILL CT, VILLAGE OF FOUR SEASONS, MO 65049-5798

Mortgage

Document Number	02025/4535
Date	Oct 31, 2025
Book Page	2025/4535
Instrument	202504535

Lender

Name	MAIN BANK
Type	Bank
Address	OSAGE BEACH, MO 65065

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER MO
Property Address	137 CHERRY HILL CT, LAKE OZARK, MO 65049-5798
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 CHERRY HILL CT, LAKE OZARK, MO 65049-5798

Mortgage

Document Number	02025/3997
Date	Sep 26, 2025
Book Page	2025/3997
Instrument	202503997

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	OSAGE BEACH, MO 65065

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2018: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MILLER MO
Recording Date	Sep 19, 2018
Property Address	137 CHERRY HILL CT, LAKE OZARK, MO 65049-5798
Document Number	02018/3969
Book / Page	2018 / 3969
Map Reference	MB A PG 861
Instrument Date	Sep 19, 2018
Instrument	201803969
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 CHERRY HILL CT, LAKE OZARK, MO 65049-5798

Tax Assessment & Valuation

Source: Miller County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Miller County
Municipality	Lake Ozark City
Unified School District	School of The Osage School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,760 (-) Land $11,630 Building $69,130	$425,080 (-) Land $61,230 Building $363,850
2025	$4,197.00	$80,760 (+12.6%) Land $11,630 Building $69,130	$425,080 (+12.62%) Land $61,230 Building $363,850
2023		$71,720 (+5.56%) Land $10,580 Building $61,140	$377,460 (+5.56%) Land $55,660 Building $321,800
2022		$67,940 Land $10,580 Building $57,360
2021			$357,570 Land $55,660 Building $301,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 57% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OZARK PWS serves 2,007 people · EPA ID MO3010441
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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