Somerset County and Watchung Borough property record for 137 Cedar Rd, Watchung, NJ 07069
| Property Type | Single Family Home |
|---|---|
| Details | 1,184 sqft · built 1940 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on Record |
| Last Sale | $385,000 (Nov 2018) |
| Tax Bill | $9,699 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Nov 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-03401-0000-00009 |
| Primary APN | 21-03401-0000-00009 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,184 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | S001 |
|---|---|
| Street Address | 137 CEDAR RD |
| City | WATCHUNG |
| State | NJ |
| Zip | 07069-5918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Subdivision | LAKEVIEW MANOR SEC 1 |
| Legal Block | 3401 |
| Legal Lot Number | 9 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | WATCHUNG |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 52300 |
Source: Somerset County and Watchung Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 137 CEDAR RD, WATCHUNG, NJ 07069-5918 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 13, 2018 | Grant Deed, Transfer · Conventional with PMI MORTGAGE300 |
| Apr 19, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2018 · Amount on Record |
| Deed Sale | Nov 13, 2018 · Amount on Record |
| Deed Document Number | 201842477 |
| Deed Book / Page | 7083 / 814 |
| Prior Transfer Date | Apr 17, 2018 |
| Prior Transfer Doc | 0000014214 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 137 CEDAR RD, WATCHUNG, NJ 07069-5918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ELITE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0000019076 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 7209/3334 |
| Instrument | 2020019076 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Nov 13, 2018 |
| Property Address | 137 CEDAR RD, WATCHUNG, NJ 07069-5918 |
| Document Number | 0000042477 |
| Book / Page | 007083 / 000814 |
| Instrument Date | Nov 1, 2018 |
| Instrument | 42477 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Title Company | NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $385.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 137 CEDAR RD WATCHUNG NJ 070695918, WATCHUNG, NJ 07069-5918 |
| Document Number | 42478 |
|---|---|
| Date | Nov 13, 2018 |
| Book Page | 007083/000821 |
| Instrument | 42478 |
| Name | MORTGAGE300 |
|---|---|
| Address | PALM BEACH GARDENS, FL 33418 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Apr 19, 2018 |
| Property Address | 137 CEDAR RD, WATCHUNG, NJ 07069-5918 |
| Document Number | 0000014214 |
| Book / Page | 007037 / 002304 |
| Instrument Date | Apr 17, 2018 |
| Instrument | 14214 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 39 HILLCREST RD WARREN NJ 070595304, WARREN, NJ 07059-5304 |
Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Watchung Borough |
| Elementary School District | Watchung Borough School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $532,400 (+7.14%) Land $366,500 Building $165,900 | $532,400 (+7.14%) Land $366,500 Building $165,900 | |
| 2025 | $9,699.00 (+4.94%) | $496,900 (+14.41%) Land $339,400 Building $157,500 | $496,900 (+14.41%) Land $339,400 Building $157,500 |
| 2024 | $9,242.00 (+9.92%) | ||
| 2023 | $434,300 Land $296,400 Building $137,900 | $434,300 Land $296,400 Building $137,900 | |
| 2022 | $8,408.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1978–2025) |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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