137 Cedar Rd, Watchung, NJ 07069 Property Records

Somerset County and Watchung Borough property record for 137 Cedar Rd, Watchung, NJ 07069

Property Summary

Property TypeSingle Family Home
Details1,184 sqft · built 1940
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on Record
Last Sale$385,000 (Nov 2018)
Tax Bill$9,699 (2025)
Deeds & MortgagesMay 2020 Mortgage
Nov 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21-03401-0000-00009

Property Details

APN / Parcel Number

Primary APN21-03401-0000-00009
Alternative APNs
  • 210340100009
  • S001

Interior

Stories1 Story
Building Area1,184 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeFrame
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions150 ft deep x 75 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Account NumberS001
Street Address137 CEDAR RD
CityWATCHUNG
StateNJ
Zip07069-5918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-B
Legal SubdivisionLAKEVIEW MANOR SEC 1
Legal Block3401
Legal Lot Number9
JurisdictionSOMERSET NJ
Township / Civil DivisionWATCHUNG
Census Block Group3
Census Block3001
Census Tract52300

Owner

Source: Somerset County and Watchung Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address137 CEDAR RD, WATCHUNG, NJ 07069-5918
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Nov 13, 2018Grant Deed, Transfer · Conventional with PMI
MORTGAGE300
Apr 19, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2018 · Amount on Record
Deed SaleNov 13, 2018 · Amount on Record
Deed Document Number201842477
Deed Book / Page7083 / 814
Prior Transfer DateApr 17, 2018
Prior Transfer Doc0000014214
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address137 CEDAR RD, WATCHUNG, NJ 07069-5918
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyELITE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019076
DateMay 8, 2020
Book Page7209/3334
Instrument2020019076
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2040

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSOMERSET NJ
Recording DateNov 13, 2018
Property Address137 CEDAR RD, WATCHUNG, NJ 07069-5918
Document Number0000042477
Book / Page007083 / 000814
Instrument DateNov 1, 2018
Instrument42477
Transaction TypeTransfer
Record UpdatedDec 11, 2018
Title CompanyNFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$385.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address137 CEDAR RD WATCHUNG NJ 070695918, WATCHUNG, NJ 07069-5918

Mortgage

Document Number42478
DateNov 13, 2018
Book Page007083/000821
Instrument42478
Lender
NameMORTGAGE300
AddressPALM BEACH GARDENS, FL 33418
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 12, 2048

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSOMERSET NJ
Recording DateApr 19, 2018
Property Address137 CEDAR RD, WATCHUNG, NJ 07069-5918
Document Number0000014214
Book / Page007037 / 002304
Instrument DateApr 17, 2018
Instrument14214
Transaction TypeTransfer
Record UpdatedMay 8, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address39 HILLCREST RD WARREN NJ 070595304, WARREN, NJ 07059-5304

Tax Assessment & Valuation

Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalityWatchung Borough
Elementary School DistrictWatchung Borough School District (KG - 08)
Secondary School DistrictWatchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$532,400 (+7.14%) Land $366,500 Building $165,900$532,400 (+7.14%) Land $366,500 Building $165,900
2025$9,699.00 (+4.94%)$496,900 (+14.41%) Land $339,400 Building $157,500$496,900 (+14.41%) Land $339,400 Building $157,500
2024$9,242.00 (+9.92%)
2023$434,300 Land $296,400 Building $137,900$434,300 Land $296,400 Building $137,900
2022$8,408.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims15 (1978–2025)
Most Recent ClaimJul 2025 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 4 claims
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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