137 Bilbao Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 137 Bilbao Dr, Saint Augustine, FL 32086 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,189 sqft · built 2004
Lot Size	0.31 acres (13,503 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Sep 2014)
Tax Bill	$3,317 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`284190-0050`

Property Details

APN / Parcel Number

Primary APN	`284190-0050`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,189 sqft Living Area
Gross Area	2,629 sqft
1st Floor Area	2,189 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,503 sqft (0.31 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	137 BILBAO DR
City	SAINT AUGUSTINE
State	FL
Zip	32086-8851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21/58-63 ST AUGUSTINE SHORES UNIT 8 LOT 5 BLK 190 OR3934/1142
Legal Range	30E
Legal Township	08S
Legal Section	44
Legal Subdivision	ST. AUGUSTINE SHORES UNIT 8
Legal Block	190
Legal Lot Number	5
Legal Unit	8
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	2
Census Block	2016
Census Tract	21208

Owner

Source: St. Johns County records · APN 284190-0050

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	137 BILBAO DR, SAINT AUGUSTINE, FL 32086-8851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
Dec 07, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2014 · Amount on Record
Deed Sale	Sep 26, 2014 · Amount on Record
Prior Sale	Mar 30, 2004 · Amount on Record
Deed Document Number	201456325
Deed Book / Page	3934 / 1142
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	137 BILBAO DR, SAINT AUGUSTINE, FL 32086-8851
Transaction Type	Mortgage
Record Updated	Aug 02, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 BILBAO DR, SAINT AUGUSTINE, FL 32086-8851

Mortgage

Document Number	0057950974
Date	Jul 20, 2023
Book Page	5795/974
Instrument	2023056744

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	137 BILBAO DR, SAINT AUGUSTINE, FL 32086-8851
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 BILBAO DR, SAINT AUGUSTINE, FL 32086-8851

Mortgage

Document Number	0051890676
Date	Feb 25, 2021
Book Page	5189/676
Instrument	2021020982

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	137 BILBAO DR, SAINT AUGUSTINE, FL 32086-8851
Document Number	0046560693
Instrument Date	Dec 07, 2018
Transaction Type	Mortgage
Record Updated	Jan 03, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	137 BILBAO DR ST AUGUSTINE BEACH FL 320868851, ST AUGUSTINE BEACH, FL 32086-8851

Mortgage

Document Number	0046560693
Date	Dec 19, 2018
Book Page	004656/000693
Instrument	90315

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,301 (+2.7%)	$399,280 (-2.82%) Land $99,500 Building $299,780
2025	$3,317.00 (+13.17%) Homeowner's exemption	$260,274 (+2.9%)	$410,864 (+5.33%) Land $99,500 Building $311,364
2024	$2,931.00 (+2.09%) Homeowner's exemption	$252,939 (+3%)	$390,084 (-0.27%) Land $107,000 Building $283,084
2023	$2,871.00 (+3.13%) Homeowner's exemption	$245,572 (+3%)	$391,130 (+7.37%) Land $107,000 Building $284,130
2022	$2,784.00 Homeowner's exemption	$238,419	$364,266 Land $84,000 Building $280,266

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 52 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004, Hurricane Frances

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	About 1 in 437 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 143 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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