Polk County property record for 137 Bermuda Ct, Winter Haven, FL 33880
| Property Type | Mobile Home |
|---|---|
| Details | 1,344 sqft · built 1985 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $62,000 (May 2000) |
| Tax Bill | $313 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 25-29-02-000000-014210 |
| Primary APN | 25-29-02-000000-014210 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,344 sqft Living Area |
|---|---|
| 1st Floor Area | 1,344 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Mobile Home |
| Lot Area | 43,560 sqft |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Porch | Porch |
| Street Address | 137 BERMUDA CT |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1658 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RC |
| Legal Description | S 150 FT OF N 1084 FT OF E 290.4 FT OF W 620.8 FT OF THE FOLLOWING: SW1/4 OF NE1/4 & NW1/4 OF SE1/4 BEING LOT 27 OF UNRE LAKE WOOD ACRES |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 02 |
| Legal Subdivision | EMERALD ACRES |
| Legal Tract | 000000 |
| Legal Block | 3 |
| Legal Lot Number | 27 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 14701 |
137 Bermuda Ct, a mobile home, is owned and occupied by two individuals who bought it in May 2000.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 137 BERMUDA CT, WINTER HAVEN, FL 33880-1658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2000 · Amount on File |
| Deed Sale | May 5, 2000 · Amount on File |
| Deed Book / Page | 4451 / 196 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 137 Bermuda Ct was $313 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,548 (+2.7%) | $118,787 (+4.61%) Land $21,000 Building $97,787 | |
| 2025 | $313.00 Homeowner's exemption | $49,219 | $113,553 Land $21,000 Building $92,553 |
| 2023 | $770.00 (+6.21%) Homeowner's exemption | $46,439 (+3%) | $93,296 (+8.53%) Land $20,000 Building $73,296 |
| 2022 | $725.00 Homeowner's exemption | $45,086 | $85,967 Land $16,500 Building $69,467 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 137 Bermuda Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 135.5 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 2 (2022) |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 137 Bermuda Ct is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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