137 Bay Pointe Dr, Chapin, SC 29036 Property Records

Lexington County property record for 137 Bay Pointe Dr, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,399 sqft · built 2006
Lot Size	0.44 acres (19,166 sqft)
Owner	Company Name on File
Last Sale	$28,000 (May 2004)
Tax Bill	$5,271 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001543-01-028`

Property Details

APN / Parcel Number

Primary APN	`001543-01-028`
Alternative APN	`0154301028`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,399 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	19,166 sqft (0.44 acres)
View / Lot	Waterfront / Beach

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	137 BAY POINTE DR
City	CHAPIN
State	SC
Zip	29036-8671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	BAY POINTE AT TIMBERLAKE LOT 28
Legal Lot Number	28
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	1
Census Block	1007
Census Tract	21205

Owner

137 Bay Pointe Dr is owned by a company that bought it in May 2004.

Source: Lexington County records, as of June 23, 2026

Owner of Record	Company Name on File
Mailing Address	708 HARBORVIEW CT, CHAPIN, SC 29036-7715
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2004 · Amount on File
Deed Sale	May 20, 2004 · Amount on File
Deed Book / Page	9277 / 172
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	137 BAY POINTE DR, CHAPIN, SC 29036-8671
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2086102270
Date	Mar 11, 2020
Book Page	20861/2270
Instrument	2020010532

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 5, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	137 BAY POINTE DR, CHAPIN, SC 29036-8671
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2097001747
Date	Oct 8, 2021
Book Page	20970/1747
Instrument	2021054552

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 137 Bay Pointe Dr was $5,271, up 7.7% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,271.00 (+7.68%)	$32,002 (-) Land $9,200 Building $22,802
2024	$4,895.00 (+0.84%)	$32,002 (-) Land $9,200 Building $22,802	$800,057 (-) Land $230,000 Building $570,057
2023	$4,854.00	$32,002 Land $9,200 Building $22,802	$800,057 Land $230,000 Building $570,057

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 137 Bay Pointe Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	4 (2006–2026)
Most Recent Claim	May 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 Bay Pointe Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRYSTAL PINES private · serves 69 people · EPA ID SC3250065
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	CITY OF COLUMBIA
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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