137 Apple Mountain Ln, Highlands, NC 28741 Property Records

Macon County property record for 137 Apple Mountain Ln, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,590 sqft · built 2003
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Oct 2004)
Tax Bill	$1,646 (2026)
Deeds & Mortgages	Jun 2023 Transfer May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7551321635`

Property Details

APN / Parcel Number

Primary APN	`7551321635`
Alternative APNs	`0526761` `135797` `155315`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,590 sqft Heated Area
1st Floor Area	1,060 sqft
Upper Floors Area	530 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	430 sqft
Deck Area	108 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	155315
Street Address	137 APPLE MOUNTAIN LN
City	HIGHLANDS
State	NC
Zip	28741-8603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA6
Legal Description	LOT 14 APPLE MOUNTAIN
Legal Subdivision	APPLE MOUNTAIN
Legal Lot Number	14
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1029
Census Tract	970502

Owner

137 Apple Mountain Ln is owned by an individual who acquired it in June 2023.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	512 FALLON GROVE WAY, RALEIGH, NC 27608-1879
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Intrafamily Transfer, Transfer
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE NETWORK INC
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2004 · Amount on File
Deed Sale	Oct 15, 2004 · Amount on File
Deed Book / Page	28 / 1068
Last Transfer Date	Jun 29, 2023
Transfer Doc	000P42/656
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Jun 30, 2023
Property Address	137 APPLE MOUNTAIN LN, HIGHLANDS, NC 28741-8603
Document Number	000P42/656
Book / Page	P-42 / 656
Map Reference	CARD 4 PG 4271
Instrument Date	Jun 29, 2023
Instrument	2023003950
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	512 FALLON GROVE WAY, RALEIGH, NC 27608-1879

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 FALLON GROVE WAY, HIGHLANDS, NC 28741

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	137 APPLE MOUNTAIN LN, HIGHLANDS, NC 28741-8603
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00X40/1949
Date	May 21, 2021
Book Page	X-40/1949
Instrument	2021004912

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	137 APPLE MOUNTAIN LN, HIGHLANDS, NC 28741-8603
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 APPLE MOUNTAIN LN, HIGHLANDS, NC 28741-8603

Mortgage

Document Number	0000U41/60
Date	Apr 19, 2022
Book Page	U-41/60
Instrument	2022003022

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 137 Apple Mountain Ln was $1,646, up 3.3% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,646.00 (+3.26%)	$509,950 (-) Land $99,720 Building $410,230	$509,950 (-) Land $99,720 Building $410,230
2025	$1,594.00	$509,950 Land $99,720 Building $410,230	$509,950 Land $99,720 Building $410,230
2023	$1,582.00 (-3.6%)	$509,950 (+43.03%) Land $99,720 Building $410,230	$509,950 (+43.03%) Land $99,720 Building $410,230
2022	$1,641.00	$356,530 Land $68,810 Building $287,720	$356,530 Land $68,810 Building $287,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 137 Apple Mountain Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2013–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 Apple Mountain Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
BalsamWest FiberNET Fiber	1,000 / 500
Vyve Broadband Cable	1,000 / 50
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Apple Mountain Ln

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