137 Ann St E, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 137 Ann St E, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,908 sqft · built 2024
Lot Size	0.142 acres (6,229 sqft)
Owner	Individual Name on File
Last Sale	$32,000 (Mar 2021)
Tax Bill	$363 (2024)
Deeds & Mortgages	Jan 2025 Mortgage Mar 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`22-2S-20-33120-073-0010`

Property Details

APN / Parcel Number

Primary APN	`22-2S-20-33120-073-0010`
Alternative APN	`1039823`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,908 sqft Living Area
Gross Area	2,923 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2024
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,229 sqft (0.142 acres)
Lot Dimensions	12.5 ft deep x 5 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1039823
Street Address	137 ANN ST E
City	SANTA ROSA BEACH
State	FL
Zip	32459-3950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 73 TOWN OF SANTA ROSA PB 2-61 OR 3124-3689 OR 3141-1427 OR 3186-2001
Legal Range	20W
Legal Township	02S
Legal Section	22
Legal Subdivision	TOWN OF SANTA ROSA
Legal Block	73
Legal Lot Number	1
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2009
Census Tract	950605

Owner

137 Ann St E is owned and occupied by an individual who bought it in March 2021.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	137 ANN ST E, SANTA ROSA BEACH, FL 32459-3950
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Mar 5, 2021	Warranty Deed, Transfer
Nov 19, 2019	Tax Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2021 · Amount on File
Deed Sale	Mar 5, 2021 · Amount on File
Prior Sale	Nov 19, 2019 · Amount on File
Deed Document Number	20210010659
Deed Book / Page	3186 / 2001
Record Updated	Jun 8, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	137 ANN ST E, SANTA ROSA BEACH, FL 32459-3950
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 ANN ST E, SANTA ROSA BEACH, FL 32459-3950
Investor	Possibly a Property Investor

Mortgage

Document Number	0033473075
Date	Jan 17, 2025
Book Page	3347/3075
Instrument	20250001916

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 5, 2021
Property Address	137 ANN ST E, SANTA ROSA BEACH, FL 32459-3950
Document Number	0031862001
Book / Page	3186 / 2001
Map Reference	MB 2 PG 61
Instrument Date	Mar 4, 2021
Instrument	20210010659
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Amount	Amount on Record
Tax	$224.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	845 LAKEVIEW DR, DEFUNIAK SPRINGS, FL 32433-4054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 S COUNTY HIGHWAY 393 UNIT 2, 2, SANTA ROSA BEACH, FL 32459-4278
Investor	Possibly a Property Investor

November 2019: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	WALTON FL
Recording Date	Nov 19, 2019
Property Address	SANTA ROSA BEACH, FL 32459
Document Number	0031243689
Book / Page	003124 / 003689
Instrument Date	Nov 19, 2019
Instrument	40621
Transaction Type	Foreclosure
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$132.30
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 LAKEVIEW DR DEFUNIAK SPRINGS FL 324334054, DEFUNIAK SPRINGS, FL 32433-4054

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$436,514 Land $50,000 Building $386,514	$436,514 Land $50,000 Building $386,514
2024	$363.00 (+16.72%)
2023	$311.00 (+15.19%)	$36,750 (+26.12%) Land $36,750	$36,750 (+26.12%) Land $36,750
2022	$270.00	$29,138 Land $29,138	$29,138 Land $29,138

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 137 Ann St E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 354 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	354 in force
Nearby Flood Claims	22 (2004–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Hurricane Michael, Oct 2018 · 3 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 Ann St E is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, Point Broadband.

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