13695 Nancy Lou Loop, Athens, AL 35611 Property Records

Limestone County property record for 13695 Nancy Lou Loop, Athens, AL 35611

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,009 sqft · built 1971
Owner	2 Individual Names on Record
Tax Bill	$174 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1503050001018000`

Property Details

APN / Parcel Number

Primary APN	`1503050001018000`
Alternative APNs	`11500363` `13905`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,009 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Plywood

Exterior

Year Built	Built 1971
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Dimensions	170 ft deep x 108 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	221 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	20 sqft
Utility Building	42 sqft

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Account Number	11500363
Street Address	13695 NANCY LOU LOOP
City	ATHENS
State	AL
Zip	35611-6831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NANCY LOU SDLOT 19 BLK #SEC 5 4 5BLINDN
Legal Subdivision	NANCY LOU SD
Legal Lot Number	19
Jurisdiction	LIMESTONE AL
Township / Civil Division	ATHENS
Census Block Group	2
Census Block	2046
Census Tract	21101

Owner

Source: Limestone County records, as of February 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13695 NANCY LOU LOOP, ATHENS, AL 35611-6831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit GOODLEAP LLC
Nov 10, 2022	Deed of Trust, Mortgage · Line of Credit REDSTONE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	13695 NANCY LOU LOOP, ATHENS, AL 35611-6831
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025/102211
Date	Dec 8, 2025
Book Page	2025/102211

Lender

Name	GOODLEAP LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2055

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	13695 NANCY LOU LOOP, ATHENS, AL 35611-6831
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/94510
Date	Nov 10, 2022
Book Page	2022/94510

Lender

Name	REDSTONE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 9, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Limestone County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Limestone County
Unified School District	Limestone County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$174.00 (+20.83%) Homeowner's exemption	$6,580 (-)	$65,600 (-) Land $4,900 Building $60,700
2024	$144.00 (-17.24%) Homeowner's exemption	$6,580 (-)	$65,600 (-) Land $4,900 Building $60,700
2023	$174.00 (+48.72%) Homeowner's exemption	$6,580 (+40.6%)	$65,600 (+40.47%) Land $4,900 Building $60,700
2022	$117.00 Homeowner's exemption	$4,680	$46,700 Land $6,100 Building $40,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMESTONE COUNTY WATER & SEWER AUTH. serves 90,900 people · EPA ID AL0000833
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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