13688 Serena Dr, Largo, FL 33774 Property Records

Pinellas County property record for 13688 Serena Dr, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,645 sqft · built 1974
Lot Size	0.235 acres (10,250 sqft)
Owner	Individual Name on File
Last Sale	$549,900 (May 2023)
Tax Bill	$7,917 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-9132-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-9132-2`
Alternative APNs	`17-30-15-20875-000-0310` `301517208750000310` `153017208750000310` `R181549`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,645 sqft Living Area
Gross Area	2,462 sqft
1st Floor Area	1,645 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,250 sqft (0.235 acres)
Lot Dimensions	125 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	397 sqft
Deck Area	268 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R181549
Street Address	13688 SERENA DR
City	LARGO
State	FL
Zip	33774-5300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	DEL PRADO IMPERIAL UNIT 4 LOT 31
Legal Range	15E
Legal Township	30S
Legal Section	17
Legal Subdivision	DEL PRADO IMPERIAL UNIT 4
Legal Tract	20875
Legal Lot Number	31
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	3
Census Block	3013
Census Tract	25119

Owner

13688 Serena Dr is owned and occupied by an individual who bought it in May 2023.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	13688 SERENA DR, LARGO, FL 33774-5300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
May 31, 2023	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Aug 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2023 · Amount on File
Deed Sale	May 31, 2023 · Amount on File
Prior Sale	May 14, 2012 · Amount on File
Deed Document Number	2023140706
Deed Book / Page	22456 / 634
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	Apr 15, 2026
Property Address	13688 SERENA DR, LARGO, FL 33774-5300
Document Number	0000102024
Book / Page	23525 / 2347
Instrument Date	Mar 31, 2026
Instrument	2026102024
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13688 SERENA DR, LARGO, FL 33774-5300

Mortgage

Document Number	0000102024,
Date	Apr 15, 2026
Book Page	23525/2347
Instrument	2026102024

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Jun 1, 2053

Interest

Rate	6%
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 31, 2023
Property Address	13688 SERENA DR, LARGO, FL 33774-5300
Document Number	0224560634
Book / Page	22456 / 634
Map Reference	MB 70 PG 104
Instrument Date	May 26, 2023
Instrument	2023140706
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	PLATINUM NATIONAL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,849.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11080 HORNED OWL RD, WEEKI WACHEE, FL 34614-3586

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13688 SERENA DR, LARGO, FL 33774-5300

Mortgage

Document Number	0022456636
Date	May 31, 2023
Instrument	22456/636

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	13688 SERENA DR, LARGO, FL 33774-5300
Document Number	0197360823
Instrument Date	Aug 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13688 SERENA DR LARGO FL 337745300, LARGO, FL 33774-5300

Mortgage

Document Number	0197360823
Date	Aug 9, 2017
Book Page	019736/000823
Instrument	249368

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 13688 Serena Dr was $7,917 with a homeowner's exemption, down 5.9% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,917.00 (-5.9%) Homeowner's exemption	$476,343 Land $188,140 Building $288,203	$476,343 Land $188,140 Building $288,203
2024	$8,413.00 (+169.73%)
2023	$3,119.00 (+6.12%) Homeowner's exemption	$197,166 (+3%)	$407,799 (+15.24%) Land $224,683 Building $183,116
2022	$2,939.00 Homeowner's exemption	$191,423	$353,866 Land $211,381 Building $142,485

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13688 Serena Dr in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 121 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	121 in force
Nearby Flood Claims	29 (1979–2024)
Claims Outside the SFHA	28 of 29
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13688 Serena Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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