13685 N 115th St, Longmont, CO 80504 Property Records

Boulder County property record for 13685 N 115th St, Longmont, CO 80504

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,351 sqft · built 1970
Lot Size	4.93 acres (215,092 sqft)
Owner	2 Individual Names on File
Last Sale	$833,000 (Oct 2022)
Tax Bill	$5,982 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1205-14-0-00-027`

Property Details

APN / Parcel Number

Primary APN	`1205-14-0-00-027`
Alternative APNs	`R0051553` `0051553`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,351 sqft Living Area
Gross Area	2,869 sqft
1st Floor Area	2,351 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	215,092 sqft
Garage Type	Attached
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	96 sqft
Patio Area	131 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0051553
Street Address	13685 N 115TH ST
City	LONGMONT
State	CO
Zip	80504-8017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	5 ACS M/L NE 1/4 SW 1/4 14-3N-69
Legal Range	69
Legal Township	3N
Legal Section	14
Legal Subdivision	NORTHERN PLAINS
Legal Block	1
Jurisdiction	BOULDER CO
Township / Civil Division	LONGMONT
Census Block Group	1
Census Block	1013
Census Tract	13201

Owner

13685 N 115th St is owned and occupied by two individuals who bought it in October 2022.

Source: Boulder County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13685 N 115TH ST, LONGMONT, CO 80504-8017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit CANVAS CREDIT UNION
Oct 10, 2022	Warranty Deed, Transfer · Conventional Mortgage FINANCIAL FUNDING SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2022 · Amount on File
Deed Sale	Oct 10, 2022 · Amount on File
Prior Sale	Jan 22, 1969 · Amount on File
Deed Document Number	20223984339
Prior Transfer Date	Apr 10, 2012
Prior Transfer Doc	0003216454
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Recording Date	May 27, 2026
Property Address	13685 N 115TH ST, LONGMONT, CO 80504-8017
Document Number	0004133479
Instrument Date	May 21, 2026
Instrument	20264133479
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13685 N 115TH ST, LONGMONT, CO 80504-8017

Mortgage

Document Number	0004133479,
Date	May 27, 2026
Instrument	20264133479

Lender

Name	CANVAS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 15, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Oct 10, 2022
Property Address	13685 N 115TH ST, LONGMONT, CO 80504-8017
Document Number	0003984339
Instrument Date	Oct 6, 2022
Instrument	3984339
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13685 N 115TH ST, LONGMONT, CO 80504-8017

Mortgage

Document Number	0003984340
Date	Oct 10, 2022
Instrument	3984340

Lender

Name	FINANCIAL FUNDING SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2027
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	12-Month MTA
Margin	3
Max Rate	7.37%

Tax Assessment & Valuation

The 2025 property tax bill for 13685 N 115th St was $5,982.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Unified School District	St. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,148 (+31.18%) Land $28,859 Building $43,289	$1,131,000 (+28.52%) Land $494,400 Building $636,600
2025	$5,982.00	$55,000 Land $30,900 Building $24,100	$880,000 Land $494,400 Building $385,600
2023	$5,805.00 (+22.37%)	$63,088 (+36.3%) Land $18,660 Building $44,428	$941,600 (+41.38%) Land $278,500 Building $663,100
2022	$4,744.00	$46,287 Land $17,118 Building $29,169	$666,000 Land $246,300 Building $419,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13685 N 115th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13685 N 115th St is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 54% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	50 / 10
AT&T Fixed Wireless	25 / 3

May also be available: CenturyLink, Hilltop Broadband, T-Mobile, Verizon.

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