13683 Duncan St, Holland, MI 49424 Property Records

Ottawa County property record for 13683 Duncan St, Holland, MI 49424

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,728 sqft · built 2004
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on File
Tax Bill	$2,955 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-07-285-041`

Property Details

APN / Parcel Number

Primary APN	`70-16-07-285-041`

Interior

Full Baths	2 Baths
Building Area	1,728 sqft Living Area
1st Floor Area	864 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,928 sqft (0.182 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13683 DUNCAN ST
City	HOLLAND
State	MI
Zip	49424-7440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	LOT 6 EXC E 10 FT BLUE GATE FIELDS
Legal Range	16W
Legal Township	7N
Legal Section	07
Legal Subdivision	BLUE GATE FIELDS SUB
Legal Block	285
Legal Lot Number	6
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3011
Census Tract	23102

Owner

13683 Duncan St is owned and occupied by an individual who acquired it in August 2023.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	13683 DUNCAN ST, HOLLAND, MI 49424-7440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 2, 2018	Warranty Deed, Transfer · FHA Mortgage CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN
Oct 2, 2018	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2023
Deed Sale	Aug 29, 2023
Prior Sale	Oct 2, 2018 · Amount on File
Deed Document Number	202321646
Prior Transfer Date	Aug 21, 2023
Prior Transfer Doc	20230021646
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Aug 29, 2023
Property Address	13683 DUNCAN ST, HOLLAND, MI 49424-7440
Document Number	20230021646
Map Reference	LB 39 PG 60
Instrument Date	Aug 21, 2023
Instrument	2023-0021646
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	LIGHTHOUSE TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13683 DUNCAN ST, HOLLAND, MI 49424-7440

Mortgage

Document Number	20230021645
Date	Aug 29, 2023
Instrument	2023-0021645

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 2, 2018
Property Address	13683 DUNCAN ST, HOLLAND, MI 49424-7440
Document Number	20180035150
Map Reference	LB39 PG60
Instrument Date	Sep 28, 2018
Instrument	2018-0035150
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,634.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8845 MICA DR, 8845, ZEELAND, MI 49464-8343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13683 DUNCAN ST, HOLLAND, MI 49424-7440

Mortgage

Document Number	20180035151
Date	Oct 2, 2018
Instrument	2018-0035151

Lender

Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	10 Months
Due	Aug 22, 2019

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 2, 2018
Property Address	13683 DUNCAN ST, HOLLAND, MI 49424-7440
Document Number	20180035150
Map Reference	LB 39 PG 60
Instrument Date	Sep 28, 2018
Instrument	2018-0035150
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,634.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8845 MICA DR, 8845, ZEELAND, MI 49464-8343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13683 DUNCAN ST, HOLLAND, MI 49424-7440

Mortgage

Document Number	20180035151
Date	Oct 2, 2018
Instrument	2018-0035151

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 13683 Duncan St was $2,955 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Holland Charter Township
Unified School District	West Ottawa Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,000 (+5.82%)	$320,000 (+5.82%)
2025	$2,955.00 Homeowner's exemption	$151,200	$302,400
2023		$110,600	$221,200
2022	$2,688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13683 Duncan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13683 Duncan St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195
Water Source	Purchased surface water from WYOMING
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

Nearby Properties on Duncan St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures