13682 White Rd, Silverhill, AL 36576 Property Records

Baldwin County property record for 13682 White Rd, Silverhill, AL 36576

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,928 sqft · built 2017
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Tax Bill	$680 (2026)
Deeds & Mortgages	Nov 2017 Mortgage Mar 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`47-04-20-0-000-002.022`

Property Details

APN / Parcel Number

Primary APN	`47-04-20-0-000-002.022`
Alternative APNs	`367585` `331913`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,928 sqft Heated Area
1st Floor Area	1,928 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	331913
Street Address	13682 WHITE RD
City	SILVERHILL
State	AL
Zip	36576-3178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	112.5' X 316.3' IRR COMM AT THE NW COR OF THE NE1/4 OF SEC 20, TH E 997.5', TH S 30' TO S R/W OF WHITE RD FOR POB, TH E112.5'
Jurisdiction	BALDWIN AL
Township / Civil Division	ROBERTSDALE
Census Block Group	1
Census Block	1034
Census Tract	10907

Owner

13682 White Rd is owned and occupied by an individual.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	13682 WHITE RD, SILVERHILL, AL 36576-3178
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage CENTURY BANK
Mar 6, 2017	Trustee's Deed, Construction Loan · Construction Mortgage CENTURY BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	13682 WHITE RD, SILVERHILL, AL 36576-3178
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001665645
Date	Nov 13, 2017
Instrument	1665645

Lender

Name	CENTURY BANK
Type	Bank
Address	LUCEDALE, MS 39452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 6, 2017
Property Address	13682 WHITE RD, SILVERHILL, AL 36576-3178
Instrument Date	Feb 27, 2017
Instrument	1620849
Transaction Type	Construction Loan
Record Updated	Jan 29, 2019
Title Company	SURETY LAND AND TITLE COMPANY, SURETY LAND & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5355 ASHBURY MANOR LN SUGAR HILL GA 305187990, SUGAR HILL, GA 30518-7990

Mortgage

Document Number	0001620849
Date	Mar 6, 2017
Instrument	1620849

Lender

Name	CENTURY BK
Type	Bank
Address	MOBILE, AL 36619

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 5, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 13682 White Rd was $680 with exemptions applied, up 11.7% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$680.00 (+11.66%) Homeowner's exemption Senior Citizen's exemption
2025	$609.00	$25,260 Land $3,820 Building $21,440	$378,500 Land $67,600 Building $310,900
2023	$599.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$25,260 (-9.91%)	$333,800 (+19.04%) Land $48,500 Building $285,300
2022	$599.00 (-9.52%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$28,040	$280,400 Land $42,600 Building $237,800
2021	$662.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13682 White Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	19 (2005–2020)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 11 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13682 White Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 75% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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