13682 Ridgelea Ave, Culpeper, VA 22701 Property Records

Culpeper County property record for 13682 Ridgelea Ave, Culpeper, VA 22701

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,955 sqft · built 1987
Lot Size	3.4 acres (148,104 sqft)
Owner	Individual Name on File
Last Sale	$108,000 (Sep 1998)
Tax Bill	$1,919 (2025)
Deeds & Mortgages	Jan 2025 Line of Credit Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-C-1-21`

Property Details

APN / Parcel Number

Primary APN	`31-C-1-21`
Alternative APN	`11744`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,955 sqft Living Area
1st Floor Area	730 sqft
Basement Area	730 sqft
Unfinished Basement	730 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	148,104 sqft (3.4 acres)
Garage Type	Mixed
Garage Area	988 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	258 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	11744
Street Address	13682 RIDGELEA AVE
City	CULPEPER
State	VA
Zip	22701-5347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	RIDGELEA LOT 21
Legal Subdivision	289
Legal Lot Number	21
Jurisdiction	CULPEPER VA
Township / Civil Division	STEVENSBURG
Census Block Group	1
Census Block	1023
Census Tract	930104

Owner

13682 Ridgelea Ave is owned and occupied by an individual who bought it in September 1998.

Source: Culpeper County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	13682 RIDGELEA AVE, CULPEPER, VA 22701-5347
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 1998 · Amount on File
Deed Sale	Sep 14, 1998 · Amount on File
Prior Sale	Apr 6, 1998 · Amount on File
Deed Book / Page	657 / 193
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	13682 RIDGELEA AVE, CULPEPER, VA 22701-5347
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0250000371
Date	Jan 29, 2025
Instrument	250000371

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Feb 1, 2065

Interest

Rate Type	Adjustable Rate
Rate	7.75%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	13682 RIDGELEA AVE, CULPEPER, VA 22701-5347
Document Number	200000523
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13682 RIDGELEA AVE CULPEPER VA 227015347, CULPEPER, VA 22701-5347

Mortgage

Document Number	200000523
Date	Jan 27, 2020
Instrument	523

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 26, 2035

Interest

Rate Type	Fixed Rate
Rate	3.5%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	13682 RIDGELEA AVE, CULPEPER, VA 22701-5347
Document Number	170002174
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	May 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13682 RIDGELEA AVE CULPEPER VA 227015347, CULPEPER, VA 22701-5347

Mortgage

Document Number	170002174
Date	Apr 28, 2017
Instrument	2174

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 13682 Ridgelea Ave was $1,919.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,919.00	$446,300 Land $130,400 Building $315,900	$446,300 Land $130,400 Building $315,900
2024	$1,919.00 (+4.63%)
2023	$1,834.00	$398,800 Land $105,400 Building $293,400	$398,800 Land $105,400 Building $293,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13682 Ridgelea Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13682 Ridgelea Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHURCHILL SUBDIVISION private · serves 130 people · EPA ID VA6047041
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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