1368 Shepard St, Crystal, MI 48818 Property Records

Montcalm County property record for 1368 Shepard St, Crystal, MI 48818

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,190 sqft · built 1952
Lot Size	0.112 acres (4,883 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,695 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2020 Refinance + 1 more
APN	`005-690-014-00`

Property Details

APN / Parcel Number

Primary APN	`005-690-014-00`

Interior

Full Baths	1 Bath
Building Area	1,190 sqft Building Perimeter
1st Floor Area	1,190 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	4,883 sqft (0.112 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1368 SHEPARD ST
City	CRYSTAL
State	MI
Zip	48818-8681
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Description	LOT 14, WEST'S EAST SIDE PARK, DUCK LAKE.
Legal Subdivision	WESTS EAST SIDE PARK DUCK LAKE
Legal Lot Number	14
Jurisdiction	MONTCALM MI
Township / Civil Division	CRYSTAL
Census Block Group	1
Census Block	1002
Census Tract	970900

Owner

Source: Montcalm County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1368 SHEPARD ST, CRYSTAL, MI 48818-8681
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Sep 28, 2018	Deed of Trust, Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2004
Deed Sale	Jan 30, 2004
Prior Sale	Jun 6, 2003 · Amount on Record
Deed Book / Page	1157 / 405
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	1368 SHEPARD ST, CRYSTAL, MI 48818-8681
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R10911
Date	Oct 17, 2025
Instrument	2025R-10911

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2055

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	1368 SHEPARD ST, CRYSTAL, MI 48818-8681
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R06201
Date	Jun 9, 2020
Instrument	2020R-06201

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	1368 SHEPARD ST, CRYSTAL, MI 48818-8681
Transaction Type	Mortgage
Record Updated	Nov 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R10528
Date	Sep 28, 2018
Instrument	2018R-10528

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Crystal Township
Unified School District	Carson City-Crystal Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,000 (+7.9%)	$172,000 (+7.9%)
2025	$1,695.00 (+1.99%)	$79,700 (+19.67%)	$159,400 (+139.34%)
2024	$1,662.00
2023		$66,600	$66,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CMS Internet Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Point Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shepard St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures