1368 Lignite Rd, Sagle, ID 83860 Property Records

Bonner County property record for 1368 Lignite Rd, Sagle, ID 83860

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,484 sqft · built 1956
Lot Size	1.59 acres (69,260 sqft)
Owner	2 Individual Names on File
Last Sale	$290,880 (Jul 2026)
Tax Bill	$1,156 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP56N02W111251A`

Property Details

APN / Parcel Number

Primary APN	`RP56N02W111251A`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,484 sqft Finished Area
1st Floor Area	2,392 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	69,260 sqft (1.59 acres)
Garage Type	Built-in
Parking Spaces	2 Parking Spaces
Pole Barn	494 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1368 LIGNITE RD
City	SAGLE
State	ID
Zip	83860-9240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	11-56N-2W TAX 23
Legal Range	02W
Legal Township	56N
Legal Section	11
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	2
Census Block	2009
Census Tract	950902

Owner

1368 Lignite Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1368 LIGNITE RD, SAGLE, ID 83860-9240
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Quit Claim Deed, Transfer · Conventional Mortgage MOUNTAIN WEST BANK
Mar 6, 2024	Deed of Trust, Mortgage · Line of Credit MOUNTAIN WEST BANK
May 8, 2020	Personal Representative Deed, Construction Loan · Construction Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2026 · Amount on File
Deed Sale	Jul 22, 2026 · Amount on File
Prior Sale	May 8, 2020 · Amount on File
Deed Document Number	20261064812
Prior Transfer Date	Jul 17, 2026
Prior Transfer Doc	0001064812
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BONNER ID
Recording Date	Jul 22, 2026
Property Address	1368 LIGNITE RD, SAGLE, ID 83860-9240
Document Number	0001064812
Instrument Date	Jul 17, 2026
Instrument	20261064812
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	BONDED TITLE, BONNER TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1368 LIGNITE RD, SAGLE, ID 83860-9240

Mortgage

Document Number	0001064812,
Date	Jul 22, 2026
Instrument	20261064812

Lender

Name	MOUNTAIN WEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	1368 LIGNITE RD, SAGLE, ID 83860-9240
Transaction Type	Mortgage
Record Updated	Mar 19, 2024
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1368 LIGNITE RD, SAGLE, ID 83860-9240

Mortgage

Document Number	0001031044
Date	Mar 6, 2024
Instrument	1031044

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	SANDPOINT, ID 83864

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Personal Representative Deed, Construction Loan

Document Type	Personal Representative Deed
Jurisdiction	BONNER ID
Recording Date	May 8, 2020
Property Address	1368 LIGNITE RD, SAGLE, ID 83860-9240
Document Number	956975
Instrument Date	Apr 22, 2020
Instrument	956975
Transaction Type	Construction Loan
Record Updated	Sep 14, 2021
Title Company	TITLEONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1028, SAGLE, ID 83860-1028

Mortgage

Document Number	956976
Date	May 8, 2020
Instrument	956976

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.37%
Index	1-Year CMT
Margin	3
Max Rate	9.37%

Tax Assessment & Valuation

The 2026 property tax bill for 1368 Lignite Rd was $1,156 with a homeowner's exemption, up 6.8% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,156.00 (+6.84%) Homeowner's exemption	$323,499 (-10.43%) Land $170,719 Building $152,780	$323,499 (-10.43%) Land $170,719 Building $152,780
2025	$1,082.00 Homeowner's exemption	$361,151 Land $207,821 Building $153,330	$361,151 Land $207,821 Building $153,330
2023	$1,070.00 Homeowner's exemption	$362,714 Land $185,801 Building $176,913	$362,714 Land $185,801 Building $176,913

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1368 Lignite Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1368 Lignite Rd is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 88% of Idaho
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Kaniksu Internet Fixed Wireless	100 / 30
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Intermax Networks, T-Mobile, Vyve Broadband.

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