13678 Store Rd, Lusby, MD 20657 Property Records

Calvert County property record for 13678 Store Rd, Lusby, MD 20657

Property Summary

Property Type	Store with Apartments
Details	4.5 ba · 2,560 sqft · built 2013
Lot Size	0.38 acres (16,552 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Sep 2022)
Tax Bill	$9,746 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-005952`

Property Details

APN / Parcel Number

Primary APN	`01-005952`
Alternative APNs	`1005952` `005952`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,560 sqft Total Area
Basement Area	870 sqft
Finished Basement	870 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	16,552 sqft (0.38 acres)
View / Lot	Waterfront

Exterior Amenities

Porch	Porch
Porch Area	384 sqft
Deck Area	384 sqft
Boat Access	Boat Access
Boat House	640 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	005952
Street Address	13678 STORE RD
City	LUSBY
State	MD
Zip	20657-2628
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Local Zoning Code	R1
Legal Description	16,552 SF END OF STORE ROAD MILL CREEK
Legal Subdivision	STORE ROAD MILL CREEK
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	3
Census Block	3011
Census Tract	860901

Owner

13678 Store Rd, a commercial property, is owned by two individuals who bought it in September 2022.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13678 STORE RD, LUSBY, MD 20657-2628
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on File
Deed Sale	Sep 1, 2022 · Amount on File
Prior Sale	Jun 19, 2015 · Amount on File
Deed Book / Page	6336 / 455
Transfer Doc	0000041473
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 1, 2022
Property Address	13678 STORE RD, LUSBY, MD 20657-2628
Document Number	0063360455
Book / Page	6336 / 455
Instrument Date	Jul 27, 2022
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13678 STORE RD, LUSBY, MD 20657-2628

Mortgage

Document Number	0006336465
Date	Sep 1, 2022
Instrument	6336/465

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 13678 Store Rd was $9,746.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$929,000 Land $386,200 Building $542,800	$929,000 Land $386,200 Building $542,800
2025	$9,746.00
2023	$8,207.00	$789,900 Land $386,200 Building $403,700	$789,900 Land $386,200 Building $403,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13678 Store Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13678 Store Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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