13678 Loretta Ct, Irwin, PA 15642 Property Records

Westmoreland County property record for 13678 Loretta Ct, Irwin, PA 15642

Property Summary

Property Type	Single Family Home
Lot Size	0.217 acres (9,493 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Feb 2024)
Tax Bill	$3,412 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Dec 2017 Line of Credit
APN	`54-06-14-0-043`

Property Details

APN / Parcel Number

Primary APN	`54-06-14-0-043`
Alternative APN	`0540060140043`

Exterior

Lot Area	9,493 sqft (0.217 acres)
Lot Dimensions	189 ft deep x 50 ft wide

Location & Zoning

Street Address	13678 LORETTA CT
City	IRWIN
State	PA
Zip	15642-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 512 50.04 X 189.71 X IR
Legal Lot Number	512
Jurisdiction	WESTMORELAND PA
Township / Civil Division	NORTH HUNTINGDON
Census Block Group	4
Census Block	4000
Census Tract	803301

Owner

13678 Loretta Ct is owned by two individuals who bought it in February 2024.

Source: Westmoreland County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13678 LORETTA CT, IRWIN, PA 15642-1731
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Dec 13, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/PA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2024 · Amount on File
Deed Sale	Feb 13, 2024 · Amount on File
Deed Document Number	20243532
Record Updated	Sep 20, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Feb 13, 2024
Property Address	CIRCLE M M PL-10, PL-10, IRWIN, PA 15642
Document Number	0000003532
Map Reference	VOL 41 PG 123
Instrument Date	Feb 9, 2024
Instrument	202402130003532
Transaction Type	Transfer
Record Updated	Feb 21, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1235 N DUTTON AVE, SANTA ROSA, CA 95401-4642

Mortgage

Document Number	0000003533
Date	Feb 13, 2024
Instrument	202402130003533

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	CIRCLE M M PL-10, PL-10, IRWIN, PA 15642
Document Number	0000043892
Instrument Date	Dec 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13678 LORETTA CT NORTH HUNTINGDON PA 156421731, NORTH HUNTINGDON, PA 15642-1731

Mortgage

Document Number	0000043892
Date	Dec 26, 2017
Instrument	43892

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	GREENSBURG, PA 15601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Dec 25, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 13678 Loretta Ct was $3,412, up 2.6% from the year before.

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	North Huntingdon Township
Unified School District	Norwin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,412.00 (+2.59%)	$24,400 Land $5,400 Building $19,000
2025	$3,326.00 (+8.34%)		$24,400 Land $5,400 Building $19,000
2024	$3,070.00	$24,400 (-) Land $5,400 Building $19,000
2023		$24,400 Land $5,400 Building $19,000
2022	$2,899.00
1972			$24,400 Land $5,400 Building $19,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 13678 Loretta Ct.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13678 Loretta Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAWC YOUGH PLANT serves 133,000 people · EPA ID PA5260036
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2022 Treatment failure resolved · Aug 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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