13676 Troia Dr, Estero, FL 33928 Property Records

Lee County property record for 13676 Troia Dr, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,773 sqft · built 2007
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Jul 2024)
Tax Bill	$8,085 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-46-26-E3-0700A.0070`

Property Details

APN / Parcel Number

Primary APN	`29-46-26-E3-0700A.0070`
Alternative APNs	`262946E30700A0070` `294626070000A0070` `10513379`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,773 sqft Living Area
Gross Area	4,552 sqft
1st Floor Area	2,200 sqft
Upper Floors Area	693 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	7,492 sqft (0.172 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	341 sqft
Patio Area	568 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10513379
Street Address	13676 TROIA DR
City	ESTERO
State	FL
Zip	33928-7303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BELLA TERRA UNIT SIX DESC IN INST#2005-120812 BLK A LOT 7
Legal Range	26E
Legal Township	46S
Legal Section	29
Legal Subdivision	BELLA TERRA
Legal Tract	E3
Legal Block	A
Legal Lot Number	7
Legal Unit	6
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	5
Census Block	5000
Census Tract	50311

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13676 TROIA DR, ESTERO, FL 33928-7303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2024 · Amount on Record
Deed Sale	Jul 19, 2024 · Amount on Record
Prior Sale	Dec 21, 2021 · Amount on Record
Deed Document Number	2024204244
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Dec 21, 2021
Property Address	13676 TROIA DR, ESTERO, FL 33928-7303
Document Number	0000417752
Map Reference	DOC 2005000120812
Instrument Date	Dec 17, 2021
Instrument	2021000417752
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4765 ESTERO BLVD, 4765, FORT MYERS BEACH, FL 33931-3923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13676 TROIA DR, ESTERO, FL 33928-7303

Mortgage

Document Number	0000417753
Date	Dec 21, 2021
Instrument	2021000417753

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	13676 TROIA DR, ESTERO, FL 33928-7303
Document Number	0000046663
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13676 TROIA DR ESTERO FL 339287303, ESTERO, FL 33928-7303

Mortgage

Document Number	0000046663
Date	Feb 21, 2020
Instrument	46663

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 20, 2040

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$535,818 (-3.2%) Land $86,160 Building $449,658	$535,818 (-3.2%) Land $86,160 Building $449,658
2025	$8,085.00 (-5.91%) Homeowner's exemption	$553,545 (-4.65%) Land $97,708 Building $455,837	$553,545 (-4.65%) Land $97,708 Building $455,837
2023	$8,593.00 (+10.78%)	$580,511 (+19.29%) Land $99,450 Building $481,061	$580,511 (+19.29%) Land $99,450 Building $481,061
2022	$7,757.00	$486,653 Land $97,500 Building $389,153	$486,653 Land $97,500 Building $389,153

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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