Wilbarger County property record for 13672 Saint James Rd, Vernon, TX 76384
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 5,829 sqft · built 1962 |
| Lot Size | 5.22 acres (227,383 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,116 (Dec 2021) |
| Tax Bill | $3,048 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2020 Line of Credit + 1 more |
| APN | 0014-120-0636-060-4 |
| Primary APN | 0014-120-0636-060-4 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 5,829 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Lot Area | 227,383 sqft (5.22 acres) |
| Garage Type | Attached |
| Garage Area | 664 sqft |
| Porch | Porch |
| Porch Area | 36 sqft |
| Patio Area | 80 sqft |
| Account Number | 0014-120-0636-060-4 |
|---|---|
| Street Address | 13672 SAINT JAMES RD |
| City | VERNON |
| State | TX |
| Zip | 76384-7569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ABST 636 BLK 14 SEC 120 H&TC SURVEY |
| Legal Subdivision | TEXAS TOWNSITE COMPANYS ADDITION |
| Legal Block | 14 |
| Jurisdiction | WILBARGER TX |
| Township / Civil Division | LOCKETT |
| Census Block Group | 2 |
| Census Block | 2172 |
| Census Tract | 950300 |
Source: Wilbarger County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13672 SAINT JAMES RD, VERNON, TX 76384-7569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOAN STORE |
| Nov 2, 2020 | Deed of Trust, Mortgage · Line of Credit THE WAGGONER NATIONAL BANK OF VERNON |
| Aug 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2021 · Amount on Record |
| Deed Sale | Dec 22, 2021 · Amount on Record |
| Prior Sale | Oct 7, 2013 · Amount on Record |
| Deed Document Number | 2021137808 |
| Deed Book / Page | 754 / 428 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILBARGER TX |
| Recording Date | Jul 15, 2026 |
| Property Address | 13672 SAINT JAMES RD, VERNON, TX 76384-7569 |
| Document Number | 0000147130 |
| Book / Page | 806 / 468 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 2026147130 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000147130, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 806/468 |
| Instrument | 2026147130 |
| Name | LOAN STORE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILBARGER TX |
| Property Address | 13672 SAINT JAMES RD, VERNON, TX 76384-7569 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 13672 SAINT JAMES RD, VERNON, TX 76384-7569 |
| Document Number | 000742/389 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 742/389 |
| Instrument | 135425 |
| Name | THE WAGGONER NATIONAL BANK OF VERNON |
|---|---|
| Type | Bank |
| Address | VERNON, TX 76385 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Oct 9, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILBARGER TX |
| Property Address | 13672 SAINT JAMES RD, VERNON, TX 76384-7569 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000762/523 |
|---|---|
| Date | Aug 19, 2022 |
| Book Page | 762/523 |
| Instrument | 139344 |
| Name | AMERICAN NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WICHITA FALLS, TX 76308 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
Source: Wilbarger County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Wilbarger County |
| Unified School District | Vernon Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,048.00 (+65.74%) | $152,970 (-0.84%) | $200,040 (+5.91%) Land $36,540 Building $163,500 |
| 2025 | $1,839.00 (-21.54%) Homeowner's exemption | $154,260 (-17.06%) | $188,880 (+1.56%) Land $26,100 Building $162,780 |
| 2023 | $185,980 Land $26,100 Building $159,880 | $185,980 Land $26,100 Building $159,880 | |
| 2022 | $2,344.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RRA LOCKETT WATER SYSTEM serves 705 people · EPA ID TX2440008 |
|---|---|
| Water Source | Purchased groundwater from CITY OF VERNON |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Syntrio Fiber · Fixed Wireless | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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