13664 Somerset Rd, Poway, CA 92064 Property Records

San Diego County property record for 13664 Somerset Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1961
Lot Size	0.167 acres (7,260 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Mar 2007)
Tax Bill	$6,043 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`314-241-25-00`

Property Details

APN / Parcel Number

Primary APN	`314-241-25-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,000 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	7,260 sqft (0.167 acres)

Location & Zoning

Street Address	13664 SOMERSET RD
City	POWAY
State	CA
Zip	92064-4035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	LOT 5 TR 015478
Legal Subdivision	POWAY 04-03
Legal Tract	015478
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1016
Census Tract	17009

Owner

13664 Somerset Rd is owned and occupied by two individuals who acquired it in July 2013.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13664 SOMERSET RD, POWAY, CA 92064-4035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU
Oct 10, 2017	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2007 · Amount on File
Deed Sale	Mar 29, 2007 · Amount on File
Deed Document Number	2007214351
Last Transfer Date	Jul 18, 2013
Transfer Doc	0000500743
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13664 SOMERSET RD, POWAY, CA 92064-4035
Transaction Type	Mortgage
Record Updated	Dec 9, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13664 SOMERSET RD, POWAY, CA 92064-4035

Mortgage

Document Number	0000817358
Date	Dec 1, 2021
Instrument	2021-0817358

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Dec 31, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13664 SOMERSET RD, POWAY, CA 92064-4035
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13664 SOMERSET RD, POWAY, CA 92064-4035

Mortgage

Document Number	0000427507
Date	Jun 9, 2021
Instrument	2021-0427507

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13664 SOMERSET RD, POWAY, CA 92064-4035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000465851
Date	Oct 10, 2017
Instrument	2017-0465851

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	POWAY, CA 92064

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 4, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17.7%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13664 SOMERSET RD, POWAY, CA 92064-4035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000270147
Date	May 28, 2020
Instrument	2020-0270147

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 13664 Somerset Rd was $6,043 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$545,228 (+2%) Land $368,952 Building $176,276
2025	$6,043.00 Homeowner's exemption	$534,538 Land $361,718 Building $172,820
2023	$5,758.00 (+1.7%) Homeowner's exemption	$513,783 Land $347,673 Building $166,110
2022	$5,662.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13664 Somerset Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13664 Somerset Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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