St. Charles County property record for 1366 Timothy Ridge Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,664 sqft · built 1986 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $247,212 (Aug 2026) |
| Tax Bill | $3,719 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Aug 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A870001845 |
| Primary APN | A870001845 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,664 sqft Living Area |
| Gross Area | 3,504 sqft |
| 1st Floor Area | 1,576 sqft |
| Basement Area | 1,508 sqft |
| Finished Basement | 1,088 sqft |
| Unfinished Basement | 420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | Deck Area |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A870001845 |
|---|---|
| Street Address | 1366 TIMOTHY RIDGE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-3435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MEADOWRIDGE #5 LOT 206 |
| Legal Subdivision | MEADOWRIDGE #5 |
| Legal Lot Number | 206 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 311122 |
1366 Timothy Ridge Dr is owned and occupied by two individuals who bought it in August 2026.
Source: St. Charles County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1366 TIMOTHY RIDGE DR, SAINT CHARLES, MO 63304-3435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2026 | Affidavit, Transfer |
| Aug 6, 2026 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE |
| May 21, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2026 · Amount on File |
| Deed Sale | Aug 6, 2026 · Amount on File |
| Prior Sale | Feb 24, 2003 · Amount on File |
| Deed Document Number | 202637403 |
| Prior Transfer Date | Aug 5, 2026 |
| Prior Transfer Doc | 0000037402 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 6, 2026 |
| Property Address | 1366 TIMOTHY RIDGE DR, SAINT CHARLES, MO 63304-3435 |
| Document Number | 0000037402 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 202637402 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 6, 2026 |
| Property Address | 1366 TIMOTHY RIDGE DR, SAINT CHARLES, MO 63304-3435 |
| Document Number | 0000037403 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202637403 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | SELECT TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1366 TIMOTHY RIDGE DR, SAINT CHARLES, MO 63304-3435 |
| Document Number | 0000037404, |
|---|---|
| Date | Aug 6, 2026 |
| Instrument | 202637404 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1366 TIMOTHY RIDGE DR, SAINT CHARLES, MO 63304-3435 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1366 TIMOTHY RIDGE DR, SAINT CHARLES, MO 63304-3435 |
| Document Number | 2021R044231 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021R-044231 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2041 |
The 2025 property tax bill for 1366 Timothy Ridge Dr was $3,719.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,662 (-) | $329,798 (-) Land $65,000 Building $264,798 | |
| 2025 | $3,719.00 | $62,662 | $329,798 Land $65,000 Building $264,798 |
| 2023 | $57,353 | ||
| 2022 | $301,856 Land $65,000 Building $236,856 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1366 Timothy Ridge Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1979–2015) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1366 Timothy Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Wisper ISP.
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