13656 Post Oak Rd, Spotsylvania, VA 22551 Property Records

Spotsylvania County property record for 13656 Post Oak Rd, Spotsylvania, VA 22551

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,791 sqft · built 1978
Lot Size	8.5 acres (370,260 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Jul 2026)
Tax Bill	$3,044 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`42-A-47`

Property Details

APN / Parcel Number

Primary APN	`42-A-47`
Alternative APN	`042-A-47`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,791 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	370,260 sqft (8.5 acres)
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	13656 POST OAK RD
City	SPOTSYLVANIA
State	VA
Zip	22551-5442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3 - AGRIC
Legal Description	ARCHWOOD PROPERTY LOT A
Legal Subdivision	ARCHWOOD PROPERTY
Legal Lot Number	A
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	LIVINGSTON
Census Block Group	1
Census Block	1001
Census Tract	20405

Owner

13656 Post Oak Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Spotsylvania County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13656 POST OAK RD, SPOTSYLVANIA, VA 22551-5442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS
Oct 11, 2023	Warranty Deed, Transfer · VA Mortgage PLAINS COMMERCE BANK
Oct 11, 2023	Intrafamily Transfer, Transfer
Jun 1, 2021	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Mar 23, 2017	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on File
Deed Sale	Jul 6, 2026 · Amount on File
Prior Sale	Oct 11, 2023 · Amount on File
Deed Document Number	202610764
Prior Transfer Date	Sep 29, 2023
Prior Transfer Doc	0000013636
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Jul 6, 2026
Property Address	13656 POST OAK RD, SPOTSYLVANIA, VA 22551-5442
Document Number	0000010764
Instrument Date	Jul 1, 2026
Instrument	202610764
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59,590.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13656 POST OAK RD, SPOTSYLVANIA, VA 22551-5442

Mortgage

Document Number	0000010765,
Date	Jul 6, 2026
Instrument	202610765

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Oct 11, 2023
Property Address	13656 POST OAK RD, SPOTSYLVANIA, VA 22551-5442
Document Number	0230013637
Instrument Date	Oct 6, 2023
Instrument	230013637
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	BRIDGE TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13656 POST OAK RD, SPOTSYLVANIA, VA 22551-5442

Mortgage

Document Number	0230013638
Date	Oct 11, 2023
Instrument	230013638

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Oct 11, 2023
Property Address	13656 POST OAK RD, SPOTSYLVANIA, VA 22551-5442
Document Number	0230013636
Instrument Date	Sep 29, 2023
Instrument	230013636
Transaction Type	Transfer
Record Updated	Oct 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13656 POST OAK RD, SPOTSYLVANIA, VA 22551-5442

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Jun 1, 2021
Property Address	13656 POST OAK RD, SPOTSYLVANIA, VA 22551-5442
Document Number	210016703
Instrument Date	May 28, 2021
Instrument	210016703
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13656 POST OAK RD, SPOTSYLVANIA, VA 22551-5442

Mortgage

Document Number	210016704
Date	Jun 1, 2021
Instrument	210016704

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Mar 23, 2017
Property Address	13656 POST OAK RD, SPOTSYLVANIA, VA 22551-5442
Document Number	201700004946
Instrument Date	Mar 21, 2017
Instrument	4946
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$349.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13656 POST OAK RD SPOTSYLVANIA VA 225515442, SPOTSYLVANIA, VA 22551-5442

Mortgage

Document Number	201700004947
Date	Mar 23, 2017
Instrument	4947

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 13656 Post Oak Rd was $3,044, up 9.4% from the year before.

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,044.00 (+9.38%)	$412,900 (+8.92%) Land $134,000 Building $278,900
2025	$2,783.00	$379,100 Land $116,700 Building $262,400	$412,900 (+8.92%) Land $134,000 Building $278,900
2024			$379,100 (+19.33%) Land $116,700 Building $262,400
2023	$2,451.00	$317,700 Land $99,300 Building $218,400	$317,700 Land $99,300 Building $218,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13656 Post Oak Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13656 Post Oak Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	25 / 5
iWiSP Fixed Wireless	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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