13656 120th St, Largo, FL 33778 Property Records

Pinellas County property record for 13656 120th St, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,464 sqft · built 1960
Lot Size	0.142 acres (6,181 sqft)
Owner	2 Individual Names on File
Tax Bill	$663 (2025)
Deeds & Mortgages	Aug 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-0893-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-0893-0`
Alternative APNs	`04-30-15-74772-002-0050` `301504747720020050` `153004747720020050` `R35426`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,464 sqft Living Area
Gross Area	1,568 sqft
1st Floor Area	1,464 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1973
Architectural Style	H-Shape
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,181 sqft (0.142 acres)
Lot Dimensions	100 ft deep x 61 ft wide

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	104 sqft
Shed	1 Shed
Shed Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R35426
Street Address	13656 120TH ST
City	LARGO
State	FL
Zip	33778-1015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	RIDGECREST ACRES UNIT 1 BLK B, LOT 5
Legal Range	15E
Legal Township	30S
Legal Section	4
Legal Subdivision	RIDGECREST ACRES UNIT 1
Legal Tract	74772
Legal Block	B
Legal Lot Number	5
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1006
Census Tract	25307

Owner

13656 120th St is owned and occupied by two individuals who acquired it in July 2026.

Source: Pinellas County records, as of August 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13656 120TH ST, LARGO, FL 33778-1015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 29, 2026
Transfer Doc	0000207106
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 4, 2026
Property Address	13656 120TH ST, LARGO, FL 33778-1015
Document Number	0000207106
Book / Page	23649 / 1078
Instrument Date	Jul 29, 2026
Instrument	2026207106
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	13656 120TH ST, LARGO, FL 33778-1015

Tax Assessment & Valuation

The 2025 property tax bill for 13656 120th St was $663 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$663.00 Homeowner's exemption	$56,808	$235,904 Land $92,615 Building $143,289
2023	$643.00 (+0.31%) Homeowner's exemption	$53,599 (+3%)	$150,711 (+28.71%) Land $93,330 Building $57,381
2022	$641.00 Homeowner's exemption	$52,038	$117,090 Land $72,564 Building $44,526

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13656 120th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13656 120th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20