13654 Trace Run Rd, Independence, KY 41051 Property Records

Kenton County property record for 13654 Trace Run Rd, Independence, KY 41051

Property Summary

Property TypeCommercial
Details3 bd · 1.5 ba · 1,440 sqft
Lot Size22.7 acres (989,770 sqft)
OwnerIndividual Name on File
Tax Bill$341 (2025)
Deeds & MortgagesJun 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN064-00-00-003.00

Property Details

APN / Parcel Number

Primary APN064-00-00-003.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,440 sqft Total Area

Exterior

Construction TypeBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area989,770 sqft (22.7 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Street Address13654 TRACE RUN RD
CityINDEPENDENCE
StateKY
Zip41051
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description22.722 ACS WS TRACE RUN
JurisdictionKENTON KY
Township / Civil DivisionPINER-VISALIA
Census Block Group3
Census Block3030
Census Tract63702

Owner

13654 Trace Run Rd, a commercial property, is owned by an individual who acquired it in January 2007.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3526 MILLHOUSE BLVD, INDEPENDENCE, KY 41051-7528
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 8, 2007
Transfer Doc0005900252
Record UpdatedOct 29, 2026

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENTON KY
Property Address13654 TRACE RUN RD, INDEPENDENCE, KY 41051
Document Number0000000143
Instrument DateJun 4, 2019
Transaction TypeMortgage
Record UpdatedJun 27, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3526 MILLHOUSE BLVD INDEPENDENCE KY 410517528, INDEPENDENCE, KY 41051-7528

Mortgage

Document Number0000000143
DateJun 10, 2019
Book Page0I4276/000040
Instrument143
Lender
NameHERITAGE BK
TypeBank
AddressINDEPENDENCE, KY 41051
Agreement
Term36 Months
DueJun 9, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 13654 Trace Run Rd was $341.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$29,400 (-) Land $4,900 Building $24,500$183,200 (+523.13%)
2025$341.00$29,400 Land $4,900 Building $24,500$29,400 Land $4,900 Building $24,500
2023$371.00$29,400 Land $4,900 Building $24,500$29,400 Land $4,900 Building $24,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13654 Trace Run Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2008–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13654 Trace Run Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Verizon
Fixed Wireless
300 / 20

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Trace Run Rd

Nearby Streets

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