13654 Placid Dr, Largo, FL 33774 Property Records

Pinellas County property record for 13654 Placid Dr, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,196 sqft · built 1971
Lot Size	0.23 acres (10,010 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Jun 2015)
Tax Bill	$4,881 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Feb 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-9171-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-9171-0`
Alternative APNs	`17-30-15-39958-000-1130` `301517399580001130` `153017399580001130` `R181588`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,196 sqft Living Area
Gross Area	3,080 sqft
1st Floor Area	2,196 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	10,010 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	359 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R181588
Street Address	13654 PLACID DR
City	LARGO
State	FL
Zip	33774-4124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	HILLCREST MANOR 4TH ADD LOT 113
Legal Range	15E
Legal Township	30S
Legal Section	17
Legal Subdivision	HILLCREST MANOR 4TH ADD
Legal Tract	39958
Legal Lot Number	113
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	3
Census Block	3009
Census Tract	25119

Owner

13654 Placid Dr is owned and occupied by two individuals who acquired it in December 2016.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13654 PLACID DR, LARGO, FL 33774-4124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Line of Credit GROW FINANCIAL FCU
Feb 12, 2019	Deed of Trust, Mortgage · Line of Credit GROW FINANCIAL FCU
Apr 8, 2020	Deed of Trust, Mortgage · Line of Credit GROW FINANCIAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2015 · Amount on File
Deed Sale	Jun 1, 2015 · Amount on File
Deed Document Number	2015153330
Deed Book / Page	18799 / 32
Last Transfer Date	Dec 8, 2016
Transfer Doc	0194431954
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	13654 PLACID DR, LARGO, FL 33774-4124
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13654 PLACID DR, LARGO, FL 33774-4124

Mortgage

Document Number	0217232615
Date	Sep 21, 2021
Book Page	21723/2615
Instrument	2021307986

Lender

Name	GROW FINANCIAL FCU
Type	Credit Union
Address	TAMPA, FL 33619

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	13654 PLACID DR, LARGO, FL 33774-4124
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0204270834
Date	Feb 12, 2019
Book Page	20427/0834
Instrument	2019046203

Lender

Name	GROW FINANCIAL FCU
Type	Credit Union
Address	TAMPA, FL 33619

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	13654 PLACID DR, LARGO, FL 33774-4124
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0209570630
Date	Apr 8, 2020
Book Page	20957/630
Instrument	2020117294

Lender

Name	GROW FINANCIAL FCU
Type	Credit Union
Address	TAMPA, FL 33619

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 13654 Placid Dr was $4,881 with a homeowner's exemption, up 5.5% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,881.00 (+5.49%) Homeowner's exemption	$299,700	$456,351 Land $184,266 Building $272,085
2024	$4,627.00 (+2.73%)
2023	$4,504.00 (+6.23%) Homeowner's exemption	$282,771 (+3%)	$430,252 (+10.11%) Land $227,798 Building $202,454
2022	$4,240.00 Homeowner's exemption	$274,535	$390,737 Land $226,321 Building $164,416

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13654 Placid Dr in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 121 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	121 in force
Nearby Flood Claims	29 (1979–2024)
Claims Outside the SFHA	28 of 29
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13654 Placid Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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