13651 Rudi Loop, Spring Hill, FL 34609 Property Records

Hernando County property record for 13651 Rudi Loop, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,061 sqft · built 2000
Lot Size	0.502 acres (21,875 sqft)
Owner	2 Individual Names on Record
Last Sale	$286,500 (Aug 2005)
Tax Bill	$3,116 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R16-223-18-3039-0000-0310`

Property Details

APN / Parcel Number

Primary APN	`R16-223-18-3039-0000-0310`
Alternative APNs	`01264973` `1264973`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,061 sqft Living Area
Gross Area	2,960 sqft
1st Floor Area	2,061 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,875 sqft (0.502 acres)
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	435 sqft
Patio Area	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01264973
Street Address	13651 RUDI LOOP
City	SPRING HILL
State	FL
Zip	34609-7972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION ESTATES LOT 31
Legal Range	18E
Legal Township	23S
Legal Section	16
Legal Subdivision	PLANTATION ESTATES
Legal Lot Number	31
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3000
Census Tract	40908

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13651 RUDI LOOP, SPRING HILL, FL 34609-7972
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 5, 2018	Warranty Deed, Transfer SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2005 · Amount on Record
Deed Sale	Aug 8, 2005 · Amount on Record
Prior Sale	Nov 4, 2002 · Amount on Record
Deed Document Number	200568040
Deed Book / Page	2076 / 1751
Last Transfer Date	Aug 20, 2008
Transfer Doc	0025901148
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	13651 RUDI LOOP, SPRING HILL, FL 34609-7972
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035281819
Date	Nov 28, 2017
Book Page	3528/1819
Instrument	2017066694

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15252

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	444 Months
Due	Nov 14, 2054

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 5, 2018
Property Address	13651 RUDI LOOP, SPRING HILL, FL 34609-7972
Document Number	0035901139
Book / Page	003590 / 001139
Instrument Date	May 18, 2018
Instrument	34354
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,399.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13651 RUDI LOOP SPRING HILL FL 346097972, SPRING HILL, FL 34609-7972

Mortgage

Document Number	35901142
Date	Jun 5, 2018
Book Page	003590/001142
Instrument	34355

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2048

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,116.00 (+29.24%) Homeowner's exemption	$210,248 (+5.99%)	$295,761 (+3.72%) Land $43,750 Building $252,011
2023		$198,372 Land $198,372
2022	$2,411.00		$285,163 Land $43,750 Building $241,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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