13650 Whitewood Canyon, Poway, CA 92064 Property Records

San Diego County property record for 13650 Whitewood Canyon, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 5,330 sqft · built 2000
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,700,000 (Jun 2021)
Tax Bill	$33,294 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`277-190-05-00`

Property Details

APN / Parcel Number

Primary APN	`277-190-05-00`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	5,330 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	54,886 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	13650 WHITEWOOD CYN
City	POWAY
State	CA
Zip	92064-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC-4
Legal Description	LOT 19 TR 013435
Legal Subdivision	89-13-R
Legal Tract	013435
Legal Block	3
Legal Lot Number	19
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3030
Census Tract	17020

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13650 WHITEWOOD CYN, POWAY, CA 92064-1351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Grant Deed, Transfer · Conventional Mortgage UBS BANK USA
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU
Jun 11, 2020	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Jun 5, 2017	Grant Deed, Transfer · ARM UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Prior Sale	Jun 5, 2017 · Amount on Record
Deed Document Number	2021461073
Prior Transfer Date	Sep 20, 2013
Prior Transfer Doc	0000586041
Record Updated	Oct 29, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 24, 2021
Property Address	13650 WHITEWOOD CYN, POWAY, CA 92064-1351
Document Number	0000461073
Map Reference	MAP 13435
Instrument Date	Jun 10, 2021
Instrument	2021-0461073
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TTL CO SAN DIEGO BRANC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10229 PRAIRIE SPRINGS RD, SAN DIEGO, CA 92127-3421

Mortgage

Document Number	0000461074
Date	Jun 24, 2021
Instrument	2021-0461074

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jul 1, 2036
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	12.7%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13650 WHITEWOOD CYN, POWAY, CA 92064-1351
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13650 WHITEWOOD CYN, POWAY, CA 92064-1351

Mortgage

Document Number	0000644590
Date	Oct 22, 2020
Instrument	2020-0644590

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Margin	2
Max Rate	7.75%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13650 WHITEWOOD CYN, POWAY, CA 92064-1351
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000299136
Date	Jun 11, 2020
Instrument	2020-0299136

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jun 30, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 5, 2017
Property Address	13650 WHITEWOOD CYN, POWAY, CA 92064-1351
Document Number	0000250286
Map Reference	MAP13435
Instrument Date	Apr 6, 2017
Instrument	2017-0250286
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	EQUITY TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	13650 WHITEWOOD CYN, POWAY, CA 92064-1351

Mortgage

Document Number	0000250287
Date	Jun 5, 2017
Instrument	2017-0250287

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,981,015 (+2%) Land $1,987,344 Building $993,671
2025	$33,294.00 (+4.88%) Homeowner's exemption	$2,922,565 (+4.04%) Land $1,948,377 Building $974,188
2023	$31,744.00 (+1.68%) Homeowner's exemption	$2,809,080 Land $1,872,720 Building $936,360
2022	$31,220.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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