13650 SE Holmes Rd, Gower, MO 64454 Property Records

Buchanan County property record for 13650 SE Holmes Rd, Gower, MO 64454

Property Summary

Property TypeSingle Family Home
Details15,000 sqft · built 1987
Lot Size1.02 acres (44,431 sqft)
Owner2 Individual Names on File
Tax Bill$2,808 (2025)
Deeds & MortgagesOct 2025 Mortgage
Oct 2025 Mortgage
+ 2 more
APN09-5.0-21-000-000-016.000

Property Details

APN / Parcel Number

Primary APN09-5.0-21-000-000-016.000

Interior

Building Area15,000 sqft Base Area
1st Floor Area15,000 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area44,431 sqft (1.02 acres)

Location & Zoning

Street Address13650 SE HOLMES RD
CityGOWER
StateMO
Zip64454-8385
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSUB:LAKE VUE ESTATES LOT:2 BLK:LGL DESC:
Legal SubdivisionLAKE VUE ESTATES
Legal Lot Number2
JurisdictionBUCHANAN MO
Township / Civil DivisionTREMONT
Census Block Group1
Census Block1057
Census Tract2700

Owner

13650 SE Holmes Rd is owned and occupied by two individuals who acquired it in May 2023.

Source: Buchanan County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address13650 SE HOLMES RD, GOWER, MO 64454-8385
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 9, 2025Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
May 22, 2023Warranty Deed, Transfer
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Feb 14, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2023
Deed SaleMay 22, 2023
Prior SaleFeb 14, 2022 · Amount on File
Deed Document Number20233642
Deed Book / Page3787 / 127
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address13650 SE HOLMES RD, GOWER, MO 64454-8385
Transaction TypeMortgage
Record UpdatedNov 10, 2025
Title CompanyCALDWELL COUNTY ABSTRACT AND TITLE COMPANY LLC, CALDWELL CNTY ABSTRACT & TTL

Transferred To (Grantee/Buyer)

NameVerified Name
Address13650 SE HOLMES RD, GOWER, MO 64454-8385

Mortgage

Document Number003812/913
DateOct 28, 2025
Book Page3812/913
Instrument2025008990
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2040

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address13650 SE HOLMES RD, GOWER, MO 64454-8385
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanyALLIANCE TITLE COMPANY, ALLIANCE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address11319 N JEFFERSON ST, KANSAS CITY, MO 64155-1072

Mortgage

Document Number003812/358
DateOct 9, 2025
Book Page3812/358
Instrument2025008432
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term332 Months
DueJun 1, 2053

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateMay 22, 2023
Property Address13650 SE HOLMES RD, GOWER, MO 64454-8385
Document Number003787/127
Book / Page3787 / 127
Instrument DateMay 19, 2023
Instrument2023003642
Transaction TypeTransfer
Record UpdatedJun 6, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13650 SE HOLMES RD, GOWER, MO 64454-8385

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateFeb 14, 2022
Property Address13650 SE HOLMES RD, GOWER, MO 64454-8385
Document Number003772/850
Book / Page3772 / 850
Instrument DateFeb 11, 2022
Instrument2022001422
Transaction TypeTransfer
Record UpdatedJun 6, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address13650 SE HOLMES RD, GOWER, MO 64454-8385

Mortgage

Document Number2022001423
DateFeb 14, 2022
Instrument2022001423
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 13650 SE Holmes Rd was $2,808, up % from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
Unified School DistrictEast Buchanan County C-1 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,808.00 (+0.04%)$39,120 Land $3,800 Building $35,320$205,920 Land $20,000 Building $185,920
2024$2,807.00 (+5.41%)
2023$2,663.00 (+10.59%)$36,870 (-) Land $3,800 Building $33,070$194,030 Land $20,000 Building $174,030
2022$2,408.00$36,870 Land $3,800 Building $33,070
2021$194,030 Land $20,000 Building $174,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 13650 SE Holmes Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13650 SE Holmes Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB COUNTY PWSD 1
serves 7,635 people · EPA ID MO1024191
Water SourcePurchased groundwater from several systems
Last State InspectionMar 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Fiber
Fiber
1,000 / 1,000

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