13650 Emeraldview Dr, Orlando, FL 32828 Property Records

Orange County property record for 13650 Emeraldview Dr, Orlando, FL 32828

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,120 sqft · built 1996
Lot Size	0.115 acres (4,999 sqft)
Owner	Individual Name on Record
Last Sale	$300,800 (Apr 2019)
Tax Bill	$6,742 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-22-31-9049-00-760`

Property Details

APN / Parcel Number

Primary APN	`26-22-31-9049-00-760`
Alternative APNs	`312226904900760` `609335` `615642` `620442`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,120 sqft Living Area
Gross Area	2,855 sqft
1st Floor Area	1,500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,999 sqft (0.115 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Patio Area	65 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13650 EMERALDVIEW DR
City	ORLANDO
State	FL
Zip	32828-8412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	WATERFORD LAKES TRACT N-32 31/42 LOT 76
Legal Range	31E
Legal Township	22S
Legal Section	26
Legal Subdivision	WATERFORD LAKES TR N 32
Legal Tract	N-32
Legal Lot Number	76
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	2
Census Block	2000
Census Tract	16746

Owner

Source: Orange County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13650 EMERALDVIEW DR, ORLANDO, FL 32828-8412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Apr 17, 2019	Deed of Trust, Mortgage · FHA Mortgage BANK OF ENGLAND
Apr 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Apr 29, 2019	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC
Apr 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2019 · Amount on Record
Deed Sale	Apr 29, 2019 · Amount on Record
Prior Sale	May 26, 2005 · Amount on Record
Deed Document Number	2019260356
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13650 EMERALDVIEW DR, ORLANDO, FL 32828-8412
Transaction Type	Mortgage
Record Updated	Dec 11, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13650 EMERALDVIEW DR, ALAFAYA, FL 32828-8412

Mortgage

Document Number	0000662714
Date	Nov 15, 2023
Instrument	20230662714

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Oct 1, 2063

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13650 EMERALDVIEW DR, ORLANDO, FL 32828-8412
Document Number	0000260357
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13650 EMERALDVIEW DR ORLANDO FL 328288412, ORLANDO, FL 32828-8412

Mortgage

Document Number	0000260357
Date	Apr 29, 2019
Instrument	260357

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13650 EMERALDVIEW DR, ORLANDO, FL 32828-8412
Document Number	0000260359
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 FLYROD CIR ORLANDO FL 328257216, ORLANDO, FL 32825-7216

Mortgage

Document Number	0000260359
Date	Apr 29, 2019
Instrument	260359

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AZ 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 29, 2019
Property Address	13650 EMERALDVIEW DR, ORLANDO, FL 32828-8412
Document Number	0000260356
Instrument Date	Apr 17, 2019
Instrument	260356
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$2,105.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13650 EMERALDVIEW DR ORLANDO FL 328288412, ORLANDO, FL 32828-8412

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13650 EMERALDVIEW DR, ORLANDO, FL 32828-8412
Document Number	0000246973
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	630 MORRIS LN WALLINGFORD PA 190866935, WALLINGFORD, PA 19086-6935

Mortgage

Document Number	0000246973
Date	May 3, 2017
Instrument	246973

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$430,870 (+2.48%) Land $60,000 Building $370,870	$430,870 (-1.62%) Land $60,000 Building $370,870
2025	$6,742.00 (+4.9%) Homeowner's exemption	$420,445 (+5.99%)	$437,950 (+10.4%) Land $60,000 Building $377,950
2024	$6,427.00 (+7.17%)
2023	$5,997.00 (+9.25%) Homeowner's exemption	$396,695 (+14.14%) Land $60,000 Building $336,695	$396,695 (+14.14%) Land $60,000 Building $336,695
2022	$5,489.00 Homeowner's exemption	$347,545 Land $60,000 Building $287,545	$347,545 Land $60,000 Building $287,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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