Ramsey County property record for 1365 Summit Ave, Saint Paul, MN 55105
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,456 sqft · built 1928 |
| Lot Size | 0.367 acres (15,987 sqft) |
| Owner | Individual Name on File |
| Last Sale | $830,000 (Jan 2021) |
| Tax Bill | $14,050 (2023) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Oct 2020 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-28-23-24-0067 |
| Primary APN | 03-28-23-24-0067 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,456 sqft Living Area |
| Gross Area | 4,184 sqft |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 15,987 sqft (0.367 acres) |
| Lot Dimensions | 200 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 1365 SUMMIT AVE |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55105-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | BOULEVARD ADDITION NO. 3 LOTS 9 AND LOT 10 BLK 1 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 03 |
| Legal Quarter | 2 |
| Quarter-Quarter Section | 4 |
| Legal Subdivision | BOULEVARD |
| Legal Block | 1 |
| Legal Lot Number | 9-10 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 35200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Summit Avenue Historic District listed 1993 · 393 contributing resources · NRIS 93000332 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1365 Summit Ave is owned and occupied by an individual who bought it in January 2021.
Source: Ramsey County records, as of April 29, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1365 SUMMIT AVE, SAINT PAUL, MN 55105-2219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST BANK & TRUST |
| Oct 7, 2020 | Deed of Trust, Construction Loan · Construction Mortgage TRADITION MTG |
| Jan 6, 2017 | Deed of Trust, Mortgage · Line of Credit ASSOCIATED BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2021 · Amount on File |
| Deed Sale | Jan 25, 2021 · Amount on File |
| Deed Document Number | A04859163 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jan 25, 2021 |
| Property Address | 1365 SUMMIT AVE, SAINT PAUL, MN 55105-2219 |
| Document Number | 0A04859163 |
| Instrument Date | Jan 8, 2021 |
| Instrument | A04859163 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Title Company | BURNET TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,739.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1365 SUMMIT AVE, SAINT PAUL, MN 55105-2219 |
| Document Number | 0A04859164 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | A04859164 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Number | 0A04859165 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | A04859165 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55113 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 8, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Oct 7, 2020 |
| Property Address | 1365 SUMMIT AVE, SAINT PAUL, MN 55105-2219 |
| Document Number | 0004836656 |
| Instrument Date | Oct 6, 2020 |
| Instrument | 4836656 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 7103 61ST ALCOVE S COTTAGE GROVE MN 55016, COTTAGE GROVE, MN 55016 |
| Document Number | 0004836656 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 4836656 |
| Name | TRADITION MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAKEVILLE, MN 55044 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 6, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1365 SUMMIT AVE, SAINT PAUL, MN 55105-2219 |
| Document Number | 0004643604 |
| Instrument Date | Jan 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 1365 SUMMIT AVE ST PAUL MN 551052219, ST PAUL, MN 55105-2219 |
| Document Number | 0004643604 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 4643604 |
| Name | ASSOCIATED BK |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 19, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Ramsey County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $14,050.00 | $818,000 Land $360,100 Building $457,900 | $818,000 Land $360,100 Building $457,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1365 Summit Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1365 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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