1365 State Rd 206 E, Lot Y, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 1365 State Rd 206 E, Lot Y, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,770 sqft · built 1998
Lot Size	1.79 acres (77,972 sqft)
Owner	2 Individual Names on File
Last Sale	$820,000 (Feb 2022)
Tax Bill	$4,185 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`187425-0120`

Property Details

APN / Parcel Number

Primary APN	`187425-0120`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,770 sqft Living Area
Gross Area	3,827 sqft
1st Floor Area	2,046 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Exterior Material	Concrete Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	77,972 sqft (1.79 acres)
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	793 sqft
Deck Area	96 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1365 STATE ROAD 206 E, Y
City	SAINT AUGUSTINE
State	FL
Zip	32086-7994
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	1-12 PT OF GRANT TO STEPHEN CHEVES - PT OF S229FT OF ELY 1581FT(EX PT IN OR1056/205) OR5498/977(T/R)
Legal Range	30E
Legal Township	09S
Legal Section	48
Legal Lot Number	1-12
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	3
Census Block	3001
Census Tract	21209

Owner

1365 State Rd 206 E, Lot Y is owned and occupied by two individuals who bought it in February 2022.

Source: St. Johns County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1365 STATE ROAD 206 E, Y, SAINT AUGUSTINE, FL 32086-7994
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jul 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2022 · Amount on File
Deed Sale	Feb 22, 2022 · Amount on File
Deed Document Number	202219321
Deed Book / Page	5498 / 977
Prior Transfer Date	Sep 3, 2009
Prior Transfer Doc	0032370712
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1365 STATE ROAD 206 E LOT Y, Y, SAINT AUGUSTINE, FL 32086-7994
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1365 STATE ROAD 206 E, SAINT AUGUSTINE, FL 32086-4817

Mortgage

Document Number	0063230539
Date	Mar 12, 2026
Book Page	6323/539
Instrument	2026021688

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 25, 2056

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1365 STATE ROAD 206 E LOT Y, Y, SAINT AUGUSTINE, FL 32086-7994
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 JELLISON RD, SAINT AUGUSTINE, FL 32080-7632

Mortgage

Document Number	0054980980
Date	Feb 22, 2022
Book Page	5498/980
Instrument	2022019322

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 10, 2020
Property Address	1365 STATE ROAD 206 E LOT Y, Y, SAINT AUGUSTINE, FL 32086-7994
Document Number	0049861735
Book / Page	004986 / 001735
Instrument Date	Jun 18, 2020
Instrument	55532
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1365 STATE ROAD 206 E ST AUGUSTINE FL 320864817, ST AUGUSTINE, FL 32086-4817

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 15, 2019
Property Address	1365 STATE ROAD 206 E LOT Y, Y, SAINT AUGUSTINE, FL 32086-7994
Document Number	0047241774
Book / Page	004724 / 001774
Instrument Date	Apr 8, 2019
Instrument	33640
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1365 STATE ROAD 206 E #Y ST AUGUSTINE FL 320867994, Y, ST AUGUSTINE, FL 32086-7994

Tax Assessment & Valuation

The 2025 property tax bill for 1365 State Rd 206 E, Lot Y was $4,185 with a homeowner's exemption, up 12.6% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,462 (+2.7%)	$568,079 (+29.21%) Land $108,259 Building $459,820
2025	$4,185.00 (+12.62%) Homeowner's exemption	$324,695 (+2.9%)	$439,658 (-2.99%) Land $108,259 Building $331,399
2024	$3,716.00 (+2%) Homeowner's exemption	$315,544 (+3%)	$453,189 (-0.87%) Land $108,259 Building $344,930
2023	$3,643.00 (+1.11%) Homeowner's exemption	$306,353 (+16.44%)	$457,147 (+73.76%) Land $108,259 Building $348,888
2022	$3,603.00	$263,093	$263,093 Land $51,869 Building $211,224

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1365 State Rd 206 E, Lot Y in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 145 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	429 units insured incl. 284 condo units
Nearby Flood Claims	20 (2016–2022)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1365 State Rd 206 E, Lot Y is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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