1365 Rucker Ave, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1365 Rucker Ave, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,894 sqft · built 1973
Lot Size	0.918 acres (40,001 sqft)
Owner	Individual Name on Record
Last Sale	$1,300,000 (Apr 2022)
Tax Bill	$16,819 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2022 Transfer + 3 more
Flood Zone	Zone D (undetermined)
APN	`830-18-005`

Property Details

APN / Parcel Number

Primary APN	`830-18-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,894 sqft Living Area
1st Floor Area	1,894 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	40,001 sqft (0.918 acres)
Lot Dimensions	260 ft deep x 154 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Water Source	Well

Location & Zoning

Street Address	1365 RUCKER AVE
City	GILROY
State	CA
Zip	95020-9240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20A
Legal Description	LOT 1
Legal Lot Number	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3024
Census Tract	512401

Owner

Source: Santa Clara County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16806 CORY DR, MORGAN HILL, CA 95037-7866
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Line of Credit MIRAMAR FEDERAL CREDIT UNION
Apr 6, 2022	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Apr 6, 2022	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Feb 14, 2022	Gift Deed, Transfer
Oct 13, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Deed Document Number	202225277122
Prior Transfer Date	Mar 7, 2022
Prior Transfer Doc	0025277121
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 18, 2026
Property Address	1365 RUCKER AVE, GILROY, CA 95020-9240
Document Number	0026005721
Instrument Date	Jun 13, 2026
Instrument	202626005721
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1365 RUCKER AVE, GILROY, CA 95020-9240

Mortgage

Document Number	0026005721,
Date	Jun 18, 2026
Instrument	202626005721

Lender

Name	MIRAMAR FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 18, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 6, 2022
Property Address	1365 RUCKER AVE, GILROY, CA 95020-9240
Document Number	0025277121
Map Reference	MB 309 PG 52
Instrument Date	Mar 7, 2022
Instrument	25277121
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16806 CORY DR, MORGAN HILL, CA 95037-7866

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 6, 2022
Property Address	1365 RUCKER AVE, GILROY, CA 95020-9240
Document Number	0025277122
Map Reference	MB 309 PG 52
Instrument Date	Mar 2, 2022
Instrument	25277122
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1365 RUCKER AVE, GILROY, CA 95020-9240

Mortgage

Document Number	0025277123
Date	Apr 6, 2022
Instrument	25277123

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

February 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 14, 2022
Property Address	1365 RUCKER AVE, GILROY, CA 95020-9240
Document Number	0025240601
Map Reference	MB 309 PG 52
Instrument Date	Jan 11, 2022
Instrument	25240601
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1365 RUCKER AVE, GILROY, CA 95020-9240

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 13, 2021
Property Address	1365 RUCKER AVE, GILROY, CA 95020-9240
Document Number	0025130355
Map Reference	MB 309 PG 52
Instrument Date	Jan 15, 2015
Instrument	25130355
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1365 RUCKER AVE, GILROY, CA 95020-9240

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$16,819.00 (+2.36%)	$1,379,569 (+4.04%) Land $1,034,677 Building $344,892
2023	$16,431.00 (+10.2%)	$1,326,000 Land $994,500 Building $331,500
2022	$14,910.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hankins Information Technology Fiber · Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: South Valley Internet.

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