1365 Rock Creek Rd, Erwin, TN 37650 Property Records

Unicoi County property record for 1365 Rock Creek Rd, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,098 sqft · built 1940
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$73,000 (Jul 2018)
Tax Bill	$645 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024-081.00`

Property Details

APN / Parcel Number

Primary APN	`024-081.00`
Alternative APNs	`086024 08100` `000011877`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,098 sqft Living Area
Gross Area	1,252 sqft
1st Floor Area	1,098 sqft
Basement Area	288 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1986
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	288 ft deep x 70 ft wide

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	502 sqft
Deck Area	72 sqft
Patio Area	72 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1365 ROCK CREEK RD
City	ERWIN
State	TN
Zip	37650-8890
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	70X288
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	3
Census Block	3068
Census Tract	80300

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1365 ROCK CREEK RD, ERWIN, TN 37650-8890
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jul 18, 2018	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2018 · Amount on Record
Deed Sale	Jul 18, 2018 · Amount on Record
Prior Sale	Jun 6, 2008
Deed Document Number	20181331
Deed Book / Page	414 / 762
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	1365 ROCK CREEK RD, ERWIN, TN 37650-8890
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	DEBBIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000435359
Date	Jul 27, 2020
Book Page	435/359
Instrument	20001300

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jul 18, 2018
Property Address	1365 ROCK CREEK RD, ERWIN, TN 37650-8890
Document Number	0000414762
Book / Page	414 / 762
Instrument Date	Jul 17, 2018
Instrument	18001331
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	EVERGREEN TITLE & CLOSING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$270.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1365 ROCK CREEK RD, ERWIN, TN 37650-8890

Mortgage

Document Number	0018001332
Date	Jul 18, 2018
Instrument	18001332

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$645.00	$24,725 (-) Land $7,925 Building $16,800	$98,900 (-) Land $31,700 Building $67,200
2024	$645.00 (+11.02%)
2023		$24,725 (-) Land $7,925 Building $16,800
2022	$581.00	$24,725 Land $7,925 Building $16,800	$98,900 Land $31,700 Building $67,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2003–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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