Charlotte County property record for 1365 Razorbill Ln, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,636 sqft · built 1989 |
| Lot Size | 0.22 acres (9,599 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Mar 2022) |
| Tax Bill | $5,894 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 402308333003 |
| Primary APN | 402308333003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,636 sqft Living Area |
| Gross Area | 3,332 sqft |
| Upper Floors Area | 756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 9,599 sqft (0.22 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 486 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 375 sqft |
|---|---|
| Porch | Enclosed/Screened Porch |
| Porch Area | 210 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952623280302 |
|---|---|
| Street Address | 1365 RAZORBILL LN |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-6068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PUNTA GORDA ISLES SEC23 BLK711 LT13 780/1740 PR98-894(BF) AFF1662/829 1818/1732 2939/1134 PR16-125-DF DC4050/1159-DF AFF4050/1161 ODH4126/553 4316/833 DC4944/576-DLK 4944/531 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 08 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 711 |
| Legal Lot Number | 13 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20101 |
1365 Razorbill Ln is owned and occupied by two individuals who bought it in March 2022.
Source: Charlotte County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1365 RAZORBILL LN, PUNTA GORDA, FL 33983-6068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE |
| Jan 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 17, 2018 | Warranty Deed, Transfer · FHA Mortgage NEW PENN FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2022 · Amount on File |
| Deed Sale | Mar 14, 2022 · Amount on File |
| Prior Sale | May 17, 2018 · Amount on File |
| Deed Document Number | 20223072070 |
| Deed Book / Page | 4944 / 531 |
| Prior Transfer Date | Aug 21, 2000 |
| Prior Transfer Doc | 1818001732 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 14, 2022 |
| Property Address | 1365 RAZORBILL LN, PUNTA GORDA, FL 33983-6068 |
| Document Number | 0049440531 |
| Book / Page | 4944 / 531 |
| Map Reference | MB 12 PG 2 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 3072070 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,325.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1365 RAZORBILL LN, 1365, PUNTA GORDA, FL 33983-6068 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1365 RAZORBILL LN, PUNTA GORDA, FL 33983-6068 |
| Document Number | 0004944532 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 4944/532 |
| Name | TOWNE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 1365 RAZORBILL LN, PUNTA GORDA, FL 33983-6068 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0045231215 |
|---|---|
| Date | Jan 2, 2020 |
| Book Page | 4523/1215 |
| Instrument | 2774121 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 17, 2018 |
| Property Address | 1365 RAZORBILL LN, PUNTA GORDA, FL 33983-6068 |
| Document Number | 0043160833 |
| Book / Page | 4316 / 0833 |
| Map Reference | MB12 PG2A-2Z-41 |
| Instrument Date | May 1, 2018 |
| Instrument | 2613402 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1365 RAZORBILL LN, PUNTA GORDA, FL 33983-6068 |
| Document Number | 0002613403 |
|---|---|
| Date | May 17, 2018 |
| Instrument | 2613403 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 1365 Razorbill Ln was $5,894 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,894.00 Homeowner's exemption | $369,439 Land $56,950 Building $312,489 | $369,439 Land $56,950 Building $312,489 |
| 2023 | $7,014.00 (+12.46%) Homeowner's exemption | $428,952 (+23.35%) | $360,464 (+3.66%) Land $67,000 Building $293,464 |
| 2022 | $6,237.00 | $347,751 Land $42,500 Building $305,251 | $347,751 Land $42,500 Building $305,251 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1365 Razorbill Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 3 (2005–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1365 Razorbill Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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