1365 Kaolin Rd, Cobden, IL 62920 Property Records

Union County property record for 1365 Kaolin Rd, Cobden, IL 62920

Property Summary

Property Type	Single Family Home
Lot Size	2.58 acres (112,385 sqft)
Owner	Individual on Record
Last Sale	$131,900 (Jun 2018)
Tax Bill	$2,933 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-12-05-797-A`

Property Details

APN / Parcel Number

Primary APN	`08-12-05-797-A`
Alternative APN	`08-12-200-015`

Exterior

Lot Area	112,385 sqft (2.58 acres)

Location & Zoning

Street Address	1365 KAOLIN RD
City	COBDEN
State	IL
Zip	62920-3732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S12 T12 R2W PT E1/2 SW NE
Legal Range	02W
Legal Township	12
Legal Section	12
Jurisdiction	UNION IL
Township / Civil Division	JONESBORO DISTRICT 3
Census Block Group	1
Census Block	1084
Census Tract	950200

Owner

Source: Union County assessment roll, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1365 KAOLIN RD, COBDEN, IL 62920-3732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK OF ALTO PASS IL
Jun 4, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 21, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2018 · Amount on Record
Deed Sale	Jun 4, 2018 · Amount on Record
Deed Document Number	2018973
Prior Transfer Date	Jul 15, 2017
Prior Transfer Doc	2017R1273
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IL
Recording Date	Dec 22, 2021
Property Address	1365 KAOLIN RD, COBDEN, IL 62920-3732
Document Number	02021R2714
Instrument Date	Dec 22, 2021
Instrument	2021R2714
Transaction Type	Transfer
Record Updated	Jan 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1365 KAOLIN RD, COBDEN, IL 62920-3732

Mortgage

Document Number	02021R2715
Date	Dec 22, 2021
Instrument	2021R2715

Lender

Name	FARMERS STATE BANK OF ALTO PASS IL
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IL
Recording Date	Jun 4, 2018
Property Address	1365 KAOLIN RD, COBDEN, IL 62920-3732
Document Number	2018R0973
Instrument Date	Jun 1, 2018
Instrument	2018R0973
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	NOT AVAILABLE, UNION COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1365 KAOLIN RD, COBDEN, IL 62920-3732

Mortgage

Document Number	2018R0974
Date	Jun 4, 2018
Instrument	2018R0974

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION IL
Recording Date	Jul 21, 2017
Property Address	1365 KAOLIN RD, COBDEN, IL 62920-3732
Document Number	2017R1273
Instrument Date	Jul 15, 2017
Instrument	2017R1273
Transaction Type	Transfer
Record Updated	Jul 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1365 KAOLIN RD, COBDEN, IL 62920-3732

Tax Assessment & Valuation

Source: Union County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Union County
Secondary School District	Anna Jonesboro Community High School District 81 (09 - 12)
Elementary School District	Jonesboro Community Consolidated School District 43 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,933.00 (+3.57%) Homeowner's exemption	$51,130 (+6.54%) Land $4,910 Building $46,220	$153,390 (+6.54%) Land $14,730 Building $138,660
2024	$2,832.00 (+17.12%)	$47,990 (+16.63%) Land $4,610 Building $43,380	$143,970 (+16.63%) Land $13,830 Building $130,140
2022	$2,418.00 Homeowner's exemption	$41,148 Land $3,952 Building $37,196	$123,444 Land $11,856 Building $111,588

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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