Sarasota County property record for 1365 Harbor Dr, Sarasota, FL 34239
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 4.5 ba · 4,978 sqft · built 2017 |
| Lot Size | 0.335 acres (14,577 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $631,500 (Dec 2013) |
| Tax Bill | $36,290 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Mar 2021 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 2037-04-0002 |
| Primary APN | 2037-04-0002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 4,978 sqft Living Area |
| Gross Area | 6,909 sqft |
| 1st Floor Area | 3,527 sqft |
| Upper Floors Area | 1,120 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Multi-Family |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 14,577 sqft (0.335 acres) |
| Lot Dimensions | 151 ft deep x 105 ft wide |
| View / Lot | Mainland |
| Garage Type | Attached |
| Garage Area | 1,931 sqft |
| Pool Area | 768 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,872 sqft |
| Deck Area | 470 sqft |
| Patio Area | 1,850 sqft |
| Utility Building | 437 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2037040002 |
|---|---|
| Street Address | 1365 HARBOR DR |
| City | SARASOTA |
| State | FL |
| Zip | 34239-2013 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RSF1 |
| Legal Description | LOT 55 HARBOR ACRES SEC 1 |
| Legal Range | 18E |
| Legal Township | 36S |
| Legal Section | 30 |
| Legal Subdivision | HARBOR ACRES |
| Legal Tract | 813 |
| Legal Lot Number | 55 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | SARASOTA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 501 |
1365 Harbor Dr, a residential property, is owner-occupied and held in a trust since January 2021.
Source: Sarasota County records, as of July 22, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1365 HARBOR DR, SARASOTA, FL 34239-2013 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2017 | Deed of Trust, Mortgage · ARM BMO HARRIS BANK NA |
| Mar 3, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2013 · Amount on File |
| Deed Sale | Dec 31, 2013 · Amount on File |
| Prior Sale | Nov 12, 2013 · Amount on File |
| Deed Document Number | 2013172072 |
| Last Transfer Date | Jan 14, 2021 |
| Transfer Doc | 0000036643 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 1365 HARBOR DR, SARASOTA, FL 34239-2013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000153094 |
|---|---|
| Date | Dec 14, 2017 |
| Instrument | 2017153094 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jan 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Mar 3, 2021 |
| Property Address | 1365 HARBOR DR, SARASOTA, FL 34239-2013 |
| Document Number | 0000036643 |
| Map Reference | MB 4 PG 55 |
| Instrument Date | Jan 14, 2021 |
| Instrument | 2021036643 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1365 HARBOR DR, SARASOTA, FL 34239-2013 |
The 2025 property tax bill for 1365 Harbor Dr was $36,290 with exemptions applied.
Source: Sarasota County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Municipality | Sarasota City |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36,290.00 Homeowner's exemption Widower's exemption | $2,398,440 | $4,566,700 Land $1,264,500 Building $3,302,200 |
| 2023 | $33,849.00 (+2.18%) Homeowner's exemption Widower's exemption | $2,262,956 (+3%) | $4,949,400 (+8.92%) Land $1,259,000 Building $3,690,400 |
| 2022 | $33,127.00 Homeowner's exemption Widower's exemption | $2,197,045 | $4,544,000 Land $1,077,100 Building $3,466,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1365 Harbor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 165 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 165 in force |
| Nearby Flood Claims | 118 (1981–2025) |
| Claims Outside the SFHA | 6 of 118 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1365 Harbor Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA-CITY OF serves 55,364 people · EPA ID FL6580326 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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