1365 Hampton Course, Saint Charles, IL 60174 Property Records

Kane County property record for 1365 Hampton Course, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	7 bd · 4.5 ba · 5,766 sqft · built 1979
Lot Size	0.976 acres (42,507 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Jul 1999)
Tax Bill	$22,648 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jul 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-23-303-010`

Property Details

APN / Parcel Number

Primary APN	`09-23-303-010`

Interior

Bedrooms	7 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,766 sqft Living Area
Basement Area	1,405 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood
Lot Area	42,507 sqft (0.976 acres)
Garage Type	Attached
Garage Area	739 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1365 HAMPTON CRSE
City	SAINT CHARLES
State	IL
Zip	60174-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP AREA: 006-ANTRE,PRSMWD,STW
Legal Subdivision	PERSIMMON WOODS
Legal Block	1
Legal Lot Number	15
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1003
Census Tract	852005

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1365 HAMPTON CRSE, SAINT CHARLES, IL 60174-1319
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Jul 20, 2022	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Feb 14, 2022	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK ST
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Nov 18, 2021	Deed of Trust, Mortgage · SBA Mortgage POINT DIGITAL FINANCE INC
Jun 28, 2021	Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 1999 · Amount on Record
Deed Sale	Jul 26, 1999 · Amount on Record
Prior Sale	Mar 9, 1999
Deed Document Number	199973444
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1365 HAMPTON CRSE, ST CHARLES, IL 60174-1319
Transaction Type	Mortgage
Record Updated	Aug 30, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1365 HAMPTON CRSE, SAINT CHARLES, IL 60174-1319

Mortgage

Document Number	0000003477
Date	Feb 2, 2023
Instrument	2023K003477

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.5%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1365 HAMPTON CRSE, ST CHARLES, IL 60174-1319
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037099
Date	Jul 20, 2022
Instrument	2022K037099

Lender

Name	FIRST STATE BANK
Type	Bank
Address	SAINT CHARLES, IL 60175

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 15, 2027

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1365 HAMPTON CRSE, ST CHARLES, IL 60174-1319
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008499
Date	Feb 14, 2022
Instrument	2022K008499

Lender

Name	FIRST STATE BANK ST
Type	Non-Lending Institution
Address	SAINT CHARLES, IL 60175

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 7, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1365 HAMPTON CRSE, ST CHARLES, IL 60174-1319
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090626
Date	Dec 6, 2021
Instrument	2021K090626

Lender

Name	FIRST STATE BANK
Type	Bank
Address	SAINT CHARLES, IL 60175

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate	3.12%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1365 HAMPTON CRSE, ST CHARLES, IL 60174-1319
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1365 HAMPTON CRSE, ST CHARLES, IL 60174-1319

Mortgage

Document Number	0000086937
Date	Nov 18, 2021
Instrument	2021K086937

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Aug 22, 2051

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jun 28, 2021
Property Address	1365 HAMPTON CRSE, ST CHARLES, IL 60174-1319
Document Number	0000049485
Instrument Date	Jun 25, 2021
Instrument	2021K049485
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1365 HAMPTON CRSE, SAINT CHARLES, IL 60174-1319

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,648.00 (+6.95%) Homeowner's exemption
2024	$21,177.00 (+10.27%)	$293,295 (+20.27%) Land $55,404 Building $237,891	$880,237 (+20.32%) Land $166,279 Building $713,959
2022	$19,205.00 (+1.31%) Homeowner's exemption	$243,859 (+4.91%) Land $53,788 Building $190,071	$731,577 (+4.91%) Land $161,364 Building $570,213
2021	$18,957.00	$232,446 Land $51,271 Building $181,175	$697,338 Land $153,813 Building $543,525

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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