1365 Flat Rock Rd, Covington, GA 30014 Property Records

Newton County property record for 1365 Flat Rock Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,376 sqft · built 1989
Lot Size	3.85 acres (167,706 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,869 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00770-00000-039-A00`

Property Details

APN / Parcel Number

Primary APN	`00770-00000-039-A00`
Alternative APNs	`0077 039A` `27852`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,376 sqft Heated Area
1st Floor Area	1,370 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1992
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	167,706 sqft (3.85 acres)
Porch	Slab
Porch Area	864 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	27852
Street Address	1365 FLAT ROCK RD
City	COVINGTON
State	GA
Zip	30014-0911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	3.845AC CORNISH MTN ROAD
Legal Subdivision	HWY142, JERSEY, ALCOVY RD & BOOGERS HILL
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2024
Census Tract	100101

Owner

1365 Flat Rock Rd is owned and occupied by two individuals who acquired it in June 2026.

Source: Newton County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1365 FLAT ROCK RD, COVINGTON, GA 30014-0911
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE
Jun 10, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE
Jul 18, 2023	Limited Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026
Deed Sale	Jun 10, 2026
Prior Sale	Jun 10, 2026 · Amount on File
Deed Book / Page	4839 / 359
Prior Transfer Date	Dec 21, 2007
Prior Transfer Doc	0002547081
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jun 10, 2026
Property Address	1365 FLAT ROCK RD, COVINGTON, GA 30014-0911
Document Number	4839000336
Book / Page	4839 / 336
Instrument Date	Jun 1, 2026
Transaction Type	Transfer
Record Updated	Jul 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1365 FLAT ROCK RD, COVINGTON, GA 30014-0911

Mortgage

Document Number	0000000070,
Date	Jun 10, 2026
Book Page	4839/338
Instrument	202670

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jun 10, 2026
Property Address	1365 FLAT ROCK RD, COVINGTON, GA 30014-0911
Document Number	4839000359
Book / Page	4839 / 359
Instrument Date	Jun 1, 2026
Transaction Type	Transfer
Record Updated	Jul 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1365 FLAT ROCK RD, COVINGTON, GA 30014-0911

Mortgage

Document Number	0000000070,
Date	Jun 10, 2026
Book Page	4839/338
Instrument	202670

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

July 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 18, 2023
Property Address	1365 FLAT ROCK RD, COVINGTON, GA 30014-0911
Document Number	0045300137
Book / Page	4530 / 137
Instrument Date	Jul 17, 2023
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1365 FLAT ROCK RD, COVINGTON, GA 30014-0911

Mortgage

Document Number	0004530138
Date	Jul 18, 2023
Instrument	4530/138

Lender

Name	FIRST NATIONAL BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1365 Flat Rock Rd was $2,869, up 6% from the year before.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,869.00 (+5.98%)	$115,320 (+7.9%) Land $14,000 Building $101,320	$288,300 (+7.9%) Land $35,000 Building $253,300
2024	$2,707.00	$106,880 (+6.92%) Land $14,000 Building $92,880	$267,200 (+6.92%) Land $35,000 Building $232,200
2023		$99,960 (+67.83%) Land $14,000 Building $85,960	$249,900 (+67.83%) Land $35,000 Building $214,900
2022	$1,806.00 Homeowner's exemption	$59,560 Land $14,000 Building $45,560	$148,900 Land $35,000 Building $113,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1365 Flat Rock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1365 Flat Rock Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable	1,000 / 1,000
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T DSL	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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