1365 E Gulf Beach Dr, Eastpoint, FL 32328 Property Records

Franklin County property record for 1365 E Gulf Beach Dr, Eastpoint, FL 32328

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,494 sqft · built 1985
Lot Size	1.05 acres (46,130 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Jan 2021)
Tax Bill	$5,625 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2019 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`29-09S-06W-7317-0000-0441`

Property Details

APN / Parcel Number

Primary APN	`29-09S-06W-7317-0000-0441`
Alternative APN	`06W09S29731700000441`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,494 sqft Living Area
1st Floor Area	1,494 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bungalow
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	46,130 sqft (1.05 acres)
Lot Dimensions	223 ft deep x 207 ft wide
Porch	Unfinished Open Porch
Porch Area	530 sqft
Storage Building	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1365 E GULF BEACH DR
City	EASTPOINT
State	FL
Zip	32328-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 FORMERLY TRACT 44 EAST END ISLAND BEING 207 X 223 X 207 X 223 FT OR 183/133 213/95-97 OR/228/526 231/444 588/519 1130/200 1286/738 1329/346
Legal Range	06W
Legal Township	09S
Legal Section	29
Legal Subdivision	EAST END ISLAND
Legal Tract	44
Legal Lot Number	1
Jurisdiction	FRANKLIN FL
Township / Civil Division	APALACHICOLA
Census Block Group	1
Census Block	1071
Census Tract	970304

Owner

Source: Franklin County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 S HILL ISLAND RD, CEDARVILLE, MI 49719-9583
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP
Feb 19, 2019	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Jan 11, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 17, 2019	Loan Modification, Mortgage · Conventional Mortgage US SMALL BUSINESS ADMINISTRATI
Dec 10, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2021 · Amount on Record
Deed Sale	Jan 11, 2021 · Amount on Record
Prior Sale	Sep 29, 2014 · Amount on Record
Deed Document Number	2021131
Deed Book / Page	1286 / 738
Last Transfer Date	Mar 10, 2022
Transfer Doc	0019001514
Record Updated	Jun 8, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN FL
Recording Date	Mar 14, 2022
Property Address	1365 E GULF BEACH DR, EASTPOINT, FL 32328-3118
Document Number	0019001514
Book / Page	1329 / 346
Instrument Date	Mar 10, 2022
Instrument	202219001514
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1696 N EVERGREEN TRL, 1696, HART, MI 49420-8743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 S HILL ISLAND RD, CEDARVILLE, MI 49719-9424

Mortgage

Document Number	0000000348
Date	Mar 14, 2022
Instrument	1329/348

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	1365 E GULF BEACH DR, EASTPOINT, FL 32328-3118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019000677
Date	Feb 19, 2019
Book Page	1235/592
Instrument	201919000677

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 28, 2048

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jan 11, 2021
Property Address	1365 E GULF BEACH DR, EASTPOINT, FL 32328-3118
Document Number	0019000131
Book / Page	1286 / 738
Instrument Date	Jan 8, 2021
Instrument	202119000131
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$3,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	471 TIGER HAMMOCK RD, 471, CRAWFORDVILLE, FL 32327-1477

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1696 N EVERGREEN TRL, HART, MI 49420-8743

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRANKLIN FL
Property Address	1365 E GULF BEACH DR, EASTPOINT, FL 32328-3118
Document Number	0019004268
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1365 E GULF BEACH DR ST GEORGE ISLAND FL 323283118, ST GEORGE ISLAND, FL 32328-3118

Mortgage

Document Number	0019004268
Date	Sep 19, 2019
Book Page	001249/000742
Instrument	19004268

Lender

Name	US SMALL BUSINESS ADMINISTRATI
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	1365 E GULF BEACH DR, EASTPOINT, FL 32328-3118
Document Number	0019005730
Instrument Date	Dec 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1365 E GULF BEACH DR ST GEORGE ISLAND FL 323283118, ST GEORGE ISLAND, FL 32328-3118

Mortgage

Document Number	0019005730
Date	Dec 13, 2018
Book Page	001232/000232
Instrument	19005730

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,625.00 (-9.57%)	$597,292 (-17.62%) Land $260,000 Building $337,292	$597,292 (-17.62%) Land $260,000 Building $337,292
2024	$6,220.00 (+15.38%)	$725,081 (+33.42%) Land $350,000 Building $375,081	$725,081 (+33.42%) Land $350,000 Building $375,081
2023	$5,391.00 (+27.27%)	$543,441 (+31.26%) Land $230,000 Building $313,441	$543,441 (+31.26%) Land $230,000 Building $313,441
2022	$4,236.00	$414,022 Land $120,000 Building $294,022	$414,022 Land $120,000 Building $294,022

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 997 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,020 units insured incl. 23 condo units
Nearby Flood Claims	1,119 (1985–2024)
Claims Outside the SFHA	1 of 1,119
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Michael, Oct 2018 · 524 claims Hurricane Dennis, Jul 2005 · 335 claims Hurricane Opal, Oct 1995 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER MGMT SERVICES (ST. GEORGE ISLAND) private · serves 5,272 people · EPA ID FL1190789
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2024 Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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