1365 Beacon St, Keyser, WV 26726 Property Records

Mineral County property record for 1365 Beacon St, Keyser, WV 26726

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,690 sqft · built 1972
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$139,900 (Apr 2020)
Tax Bill	$1,260 (2026)
Deeds & Mortgages	Jan 2019 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-12A-0049.0000`

Property Details

APN / Parcel Number

Primary APN	`07-12A-0049.0000`
Alternative APN	`29-07-12A-0049.0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,690 sqft Living Area
1st Floor Area	2,236 sqft
Basement Area	572 sqft
Finished Basement	572 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 79.6 ft wide
Terrain	Rolling
Garage Type	Basement
Parking Spaces	1 Parking Space
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1365 BEACON ST
City	KEYSER
State	WV
Zip	26726-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 82 LUDWICK A'PORT ADD SEC 2 /SS/BEACON ST/
Legal Subdivision	PORT ADD
Legal Lot Number	82
Jurisdiction	MINERAL WV
Township / Civil Division	2
Census Block Group	3
Census Block	3028
Census Tract	10600

Owner

1365 Beacon St is owned and occupied by two individuals who bought it in April 2020.

Source: Mineral County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1365 BEACON ST, KEYSER, WV 26726-2104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUMMIT COMMUNITY BANK NA
Apr 1, 2020	Deed, Transfer · Conventional Mortgage C & F MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2020 · Amount on File
Deed Sale	Apr 1, 2020 · Amount on File
Prior Sale	Dec 20, 2013 · Amount on File
Deed Document Number	2020176779
Deed Book / Page	387 / 450
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Property Address	1365 BEACON ST, KEYSER, WV 26726-2104
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000587/304
Date	Jan 2, 2019
Book Page	587/304
Instrument	167048

Lender

Name	SUMMIT COMMUNITY BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MINERAL WV
Recording Date	Apr 1, 2020
Property Address	1365 BEACON ST, KEYSER, WV 26726-2104
Document Number	000387/450
Book / Page	387 / 450
Map Reference	PB 3 PG 89
Instrument Date	Mar 24, 2020
Instrument	176779
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	000601/191
Date	Apr 1, 2020
Book Page	601/191
Instrument	176780

Lender

Name	C & F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1365 Beacon St was $1,260, up 1.5% from the year before.

Source: Mineral County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Mineral County
Municipality	Keyser City
Unified School District	Mineral County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,260.00 (+1.53%)	$80,340 (+1.52%) Land $14,040 Building $66,300	$133,900 (+1.52%) Land $23,400 Building $110,500
2025	$1,241.00	$79,140 Land $14,040 Building $65,100	$131,900 Land $23,400 Building $108,500
2023	$1,177.00	$75,060 (-) Land $14,040 Building $61,020	$125,100 (-) Land $23,400 Building $101,700
2022	$1,177.00	$75,060 Land $14,040 Building $61,020	$125,100 Land $23,400 Building $101,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1365 Beacon St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1996)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Heavy Rains,flooding Highwind

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1365 Beacon St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Breezeline.

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