1365 40th Ave, Vero Beach, FL 32960 Property Records

Indian River County property record for 1365 40th Ave, Vero Beach, FL 32960

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,728 sqft · built 1974
Lot Size0.289 acres (12,632 sqft)
Owner2 Individual Names on Record
Tax Bill$3,257 (2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN33-39-10-00019-0000-00015.0

Property Details

APN / Parcel Number

Primary APN33-39-10-00019-0000-00015.0
Alternative APN
  • 73154

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,728 sqft Living Area
1st Floor Area864 sqft
2nd Floor Area864 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,632 sqft (0.289 acres)
Lot Dimensions134 ft deep x 94 ft wide
Garage Area567 sqft
DrivewayDriveway
Driveway Area420 sqft
PorchOpen Porch
Porch Area380 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number73154
Street Address1365 40TH AVE
CityVERO BEACH
StateFL
Zip32960-2603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionPHYL-ANN TERRACE PBI 8-59 LOT 15 & INC THAT PART OF ABND 40TH AVE ABUTTING E SIDE LOT 15 PER IRC RES #84-50, OR BK 691 PP
Legal Range39
Legal Township33
Legal Section10
Legal SubdivisionPHYL-ANN TERRACE
Legal Lot Number15
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1007
Census Tract50102

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1365 40TH AVE, VERO BEACH, FL 32960-2603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2007
Deed SaleJun 26, 2007
Prior SaleApr 7, 1997 · Amount on Record
Deed Document Number0021861326
Deed Book / Page01146 / 02195
Prior Transfer DateNov 20, 2000
Prior Transfer Doc0136601433
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address1365 40TH AVE, VERO BEACH, FL 32960-2603
Transaction TypeMortgage
Record UpdatedOct 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1365 40TH AVE, VERO BEACH, FL 32960-2603

Mortgage

Document Number0038101140
DateOct 10, 2025
Book Page3810/1140
Instrument3120250050503
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,257.00 (+7.81%)$243,062 (+3.1%) Land $40,749 Building $202,313$243,062 (+3.1%) Land $40,749 Building $202,313
2023$3,021.00 (+11.39%)$235,747 (+16.14%) Land $40,749 Building $194,998$235,747 (+16.14%) Land $40,749 Building $194,998
2022$2,712.00$202,980 Land $40,749 Building $162,231$202,980 Land $40,749 Building $162,231

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people · EPA ID FL3310206
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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