Lee County property record for 13648 Messino Ct, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,188 sqft · built 2012 |
| Lot Size | 0.268 acres (11,674 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (May 2021) |
| Tax Bill | $7,742 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-46-26-E3-1100D.0790 |
| Primary APN | 32-46-26-E3-1100D.0790 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,188 sqft Living Area |
| Gross Area | 4,180 sqft |
| 1st Floor Area | 2,418 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 11,674 sqft (0.268 acres) |
| Garage Type | Attached |
| Garage Area | 687 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 273 sqft |
| Patio Area | 438 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10557331 |
|---|---|
| Street Address | 13648 MESSINO CT |
| City | ESTERO |
| State | FL |
| Zip | 33928-6426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | BELLA TERRA UNIT 17 DESC IN INST# 2011000185742 BLK D LOT 79 |
| Legal Range | 26E |
| Legal Township | 46S |
| Legal Section | 32 |
| Legal Subdivision | BELLA TERRA |
| Legal Tract | E3 |
| Legal Block | D |
| Legal Lot Number | 79 |
| Legal Unit | 17 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 50311 |
Source: Lee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13648 MESSINO CT, ESTERO, FL 33928-6426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 27, 2021 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2021 · Amount on Record |
| Deed Sale | May 27, 2021 · Amount on Record |
| Prior Sale | Sep 7, 2012 · Amount on Record |
| Deed Document Number | 2021175451 |
| Prior Transfer Date | May 18, 2021 |
| Prior Transfer Doc | 0000175451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 13648 MESSINO CT, ESTERO, FL 33928-6426 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 14622 ADJNA LN, FORT MYERS, FL 33905-5737 |
| Document Number | 0000293297 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 2021000293297 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | May 27, 2021 |
| Property Address | 13648 MESSINO CT, ESTERO, FL 33928-6426 |
| Document Number | 0000175451 |
| Map Reference | DOC 2011-185742 |
| Instrument Date | May 18, 2021 |
| Instrument | 2021000175451 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13648 MESSINO CT, ESTERO, FL 33928-6426 |
| Document Number | 0000175453 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 2021000175453 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $536,703 (+2.7%) | $545,911 (+0.69%) Land $101,745 Building $444,166 | |
| 2025 | $7,742.00 (+5.53%) Homeowner's exemption | $522,593 (+5.99%) | $542,166 (-7.67%) Land $120,721 Building $421,445 |
| 2023 | $7,336.00 (-3.76%) Homeowner's exemption | $493,073 (+4.47%) | $587,226 (+24.42%) Land $138,372 Building $448,854 |
| 2022 | $7,623.00 | $471,955 Land $99,185 Building $372,770 | $471,955 Land $99,185 Building $372,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 88 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 88 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 84% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 2,500 / 2,500 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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